XRP $10K? Analysts are seeing a $800 trillion liquidity boom

A keen debate has been opened within the XRP community about whether tokens can reach the eye-opening prices that some enthusiasts imagine. Numbers and theory are thrown in. Practical limitations are quickly discussed.

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Mathematics and Limitations of Market Cap

The numbers are simple points, according to reports. With a circular supply of nearly 60 billion XRP, the $1,000 price will value the token at around $59.91 trillion.

That total is more than twice the market capitalization of gold, bringing many of the biggest assets on the planet to the top. Some analysts use that mathematics and say such prices are not immediately realistic.

Their argument is based on basic ideas – money supply and valuation interact, and extreme price targets mean extreme market value.

Garlinghouse predicts 14% of rapid volume

At the XRPL Apex event in Singapore in 2025, US-based Ripple CEO Brad Garlinghouse drew the boundary between messaging systems and actual liquidity.

Based on reports from that stage, he told journalists that XRPL’s future relies more on liquidity than messaging alone.

He estimated that ledgers could handle roughly 14% of Swift’s global transaction volume within five years. The numbers are big, but they are the goal of adoption, far below the trillion dollar claims that pop up elsewhere.

I keep telling everyone, the problem Crypto solves is liquidity.

You can’t print more money to create liquidity.

However, just saying that a token like XRP reaches $10,000 can have an infinite (nearly unlimited) liquidity.

-VincentVan Code (@vincent_vancode) October 2, 2025

Another way to see liquidity

Software engineer Vincent Van Code pressed contrasting views. According to Van Code, XRP should be judged not as an asset that must be fully cashed in to Fiat due to problems, but as a tool that can drive liquidity.

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He suggested that at a price of $10,000, XRP could unlock more than $800 trillion in liquidity. Using analogy analogy to log decay, Van Code explained why converting its liquidity into cash simply won’t crash the market.

His point: The workings of the market and the swap process could expand the liquidity available without the need for a one-to-one conversion to existing money supplies.

Simple because it’s just a “swap” or bridge token.

Forex liquidity is more about available trading pairs than just a large amount of currency. What’s more, its fluidity is where it matters.

Your argument is more relevant to economic and financial policies, but that is very different…

-VincentVan Code (@vincent_vancode) October 3, 2025

Critics refer to central banks and money supply

Other market participants were pushed back. They note that central banks control liquidity through tools such as QE and QT, and broader financial measures such as M2 continue to change.

Reports show that M2 continues to grow over time in many countries. These critics ask why the government hand over liquidity control to neutral digital tokens.

They also warn that what Math Van Code is using is envisaging a wide range of recruitment, large trading pairs, and guaranteed counterparties trust.

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