Why Ripple thinks London could become a major crypto powerhouse in the West?

When Ripple unveiled its four-point policy blueprint in London this week, the message was unmistakable. If the UK wants to lead with code, it’s time to act.

With the draft bill in the background and changing global regulatory integrity, the move demonstrates Ripple’s intention to turn the UK into the world’s next blockchain capital and solidify the role of XRP within its vision.

At the UK Policy Summit on June 18, Ripple asked UK lawmakers to quickly track a comprehensive crypto regime based on four pillars: growth-driven regulatory frameworks, leadership on global standards, steady adoption including those issued overseas, and removal of legal and tax deletions.

“There’s a great opportunity for the UK here,” said Cathy Craddock, managing director of the UK and Europe. “If done correctly, the country could become a globally competitive crypto market.”

The statement came just weeks after the UK Treasury announced its draft order for crypto assets on April 29th. This is the fundamental step that elicits major crypto and ridiculous activities around Financial Services and Markets Act (FSMA).

In the case of ripples, the momentum of the regulation lies at the strategic inflection point. In April, the company announced the $1.25 billion acquisition of London-based prime broker Hidden Road. Ripple said it reflects confidence in jurisdiction, which provides a clearer regulatory framework.

CEO Brad Garlinghouse has made public the US market “for the first time” following recent legal clarity, but Ripple’s London-focused investment shows the company is positioned to capitalize on UK momentum.

Important UK Recommendations

One of Ripple’s most sharp recommendations is to codify the UK’s new openness to foreign stable coins such as USDC and USDT. This positions London in contrast to the EU’s MICA framework.

According to policy documents shared at the summit, accepting foreign coins gives the UK a post-Brexit edge, potentially replicating the offshore liquidity market seen in the 1950s Eurodollar boom.

Being at risk is more than regulatory clarity. London’s location in the next phase of global finance is on the line after excludes decades from the heart of the financial world.

Ripple cited a study that suggests strong consumer appetites, but the UK’s own financial conduct authorities estimate that around 12% of the approximately 7 million adults currently hold crypto. Ripple argues that unlocking further growth requires critical action to justify tokenization efforts and to resolve the lingering stamp duty problem that is currently hampering digital assets innovation.

The UK’s draft regulations are expected to evolve over the coming months, but key components such as the final legislation and FCA guidance on stubcoin are not expected until 2026.

Still, Ripple’s intervention, backed by capital, white paper and summit stage rhetoric, raises Westminster’s interests. The current question is whether UK regulators will turn momentum into market leadership before the EU, Dubai or Singapore tightens its government.

Ripple’s bets are clear: Codify Fast, followed by capital, users, and innovation. If you miss the moment, London risks seeing the next great Fintech migrant head elsewhere.