A few days after uncertainty and political drama, the American home, “Crypto Week,” ended with a clean sweep as lawmakers passed all the major bills on the agenda.
On July 18, 2025, the US House of Representatives passed the Triolandmark cryptography bill, clearing the major hurdles of digital asset regulation. The vote came after intense negotiations and followed a week of political conflict.
The pack led the digital asset market Clarity (Clarity) Act, which passed the bipartisan 294-134, supported by 78 Democrats. The bill aims to resolve the long-term turf war between the SEC and the CFTC by defining clear rules as to which assets fall under which institutional jurisdiction.
Next came the Genius Act, which promised the first federal framework for Stablecoins. It cleaned up the Chamber of Commerce with a wider margin of 308-122, including 102 Democratic votes.
read more: Destruction: Genius Acts Pass Home, Tim Scott Honors Stablecoin Bills as a Milestone
The third anti-CBDC surveillance national law was the strictest of the three, passing 219-210, with only two Democrats on board. The bill prohibits the Federal Reserve from issuing US Central Bank digital currency. This is a proposal that sparked a heated debate about privacy and government overreach.
The bill’s green light followed a major defeat at the beginning of the week when Congress failed to advance all three. Several representatives opposed the bill because they didn’t address consumer protection and raised concerns about possible conflicts of interest related to President Trump’s digital asset venture.
With all three bills currently passing through the House, Focus will shift the next step in the legislative process.
What happens next?
The Genius has already cleared the Senate and is now heading to Trump’s desk. The president has already made clear about his prostance, suggesting there is no delay from his end.
“Get it on my desk as soon as possible. There’s no delay. There’s no addition. This is the best American brilliance and we show the world how to win with digital assets like never before,” he said in June.
With the signing ceremony scheduled for Friday, Stablecoin Bill will become the first major cryptography in US history. Issuers must maintain a 1:1 reserve, submit to regular audits, and comply with both state and federal oversight.
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Both will advance to the Senate due to the Clarity Act and the Anti-CBDC bill. Tweaks around SEC and CFTC monitoring may emerge, but clarity is expected to move forward. The anti-CBDC scale faces a tougher path given its narrow support and strong opposition from Senate privacy advocates.
Industry members support development as a groundbreaking moment. Ripple CEO Brad Garlinghouse calls the Genius Act’s passage “historic” and says it has established the United States as a global innovation leader.
But the opposition remains. Longtime industry critic U.S. Sen. Elizabeth Warren recently opposed the bill with “doing nothing” and criticised it for “blowing” the economy if not properly enforced. This stance shows that potential hard is moving ahead, but industry sentiment remains optimistic that the US is finally entering the age of long-awaited pro-crypto regulation.
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