Ripple responds to US Senate Cryptographs, saying XRP, ETH and SOL could face unfair regulations

Ripple is intervening in Washington’s crypto debate in response to the US Senate Banking Committee’s Information Request (RFI) on the drafting of the crypto market structure bill released in July. Chief Justice Stuart Alderolly said Ripple is in the best position to weigh, given his 10 years of regulatory experience and the bruise lessons he has learned from his ongoing SEC battle.

Ripple warns of confusion and overreach in the new crypto bill

In its response, Ripple warned that instead of creating clarity, the bill risks increasing ambiguity by muddying the line between the SEC and CFTC jurisdictions. The company urged lawmakers to refine these boundaries and balance fair surveillance, avoiding the kind of turf war that has plagued crypto regulations for years.

Ripple specifically aimed that the bill uses the concept of “additional assets.” This is a classification that we believe can open the door to regulatory overreach. They warned major tokens such as ETH, SOL, and XRP that they could undergo permanent SEC surveillance even if their transactions do not resemble securities offerings. Instead, Ripple advocates for Congress to adopt the Clarity Act approach. This more accurately reflects the decentralized nature of mature networks.

Tokens that have been operating for five years should be outside the securities law, Ripple says

Ripple also proposed that tokens operating on open and permitted networks for more than five years should be presumed outside of the securities law. This ensures established projects and protects them from changing from the whims of regulations.

With scars still fresh from the SEC lawsuit, Ripple is pushing for guardrails that prevent agencies from using open-ended regulations to expand their authority. They proposed explicitly codify the Howie test if Congress intends to use digital assets, but in a way that prevents selective interpretations by future SEC leadership.

• Read again:
• XRP Litigation: Former SEC attorney reveals whether Ripple has already paid a $125 million fine
• ,

Ripple also promoted federal regulations to preempt conflicting and conflicting state laws, particularly in areas such as token classification, stablecoin issuance, custody standards, and overall market structure. They argue that this is key to avoiding fragmented surveillance that could suppress innovation.

Ripple has gained recognition in Washington’s crypto discussion

Aldeoty thanked him for giving him the opportunity to contribute to the Senate, suggesting that Ripple’s experience will give him a unique voice to shape the future of crypto regulations. In short, bills require sharper definitions, protection against regulatory overreach, and a perception of the decentralized reality of crypto when working for both industry and investors.

One crypto user, Davei Boi, responded to a post by Stuart Aldeoty by highlighting that the development was a big deal. He noted that the US government is actively seeking information from Ripple, indicating the seriousness of its involvement. He suggests that more important steps could soon follow, and that this is just the beginning of a deeper engagement between Ripple and lawmakers.