As the Ripple vs. SEC case moves forward, rumors are growing on X (formerly Twitter). Ripple can pay SEC fines using XRP tokens while prices are still low. Some believe this could happen before the ETF approval and the release of FedNow on July 14th.
Ripple pays fines in cash rather than XRP
However, former SEC official Mark Fagel has given these rumours a break by saying he hasn’t paid with XRP. Instead, the money is already taken to cash in the escrow account.
They don’t pay with XRP. It’s sitting in an escrow account with cash.
-Marc Fagel (@marc_fagel) June 22, 2025
XRP supporters said the tokens are safe for now, explaining that while they can move tokens, it is an all-or-nothing system.
XRP prices respond to uncertainty
Recently, Crypto analyst John Squire suggested that the US government could grab Ripple’s escrowed XRP and hold it as a national reserve. But Bill Morgan shut down the idea simply by saying, “That’s strange.”
No, I won’t. https://t.co/48zqvtbug9
– Bill Morgan (@belisarius2020) June 21, 2025
Among these rumors, XRP prices fell by more than 2%. However, crypto prices skyrocketed today after President Trump announced a ceasefire agreement between Iran and Israel. Bitcoin rose almost 3% as it rose above $106,000. XRP also recorded a profit of around 6% over the past 24 hours.
There is no long delay in the field of vision
There was speculation that the Ripple vs. SEC incident could drag into the second half of 2026. However, Bill Morgan made it clear that such a delay is unlikely unless Judge Torres rejects the current joint proposal. The most likely outcome is that both parties accept summary judgment and accept penalties and permanent injunctions.
The court is currently awaiting major SEC filings by mid-August. The XRP community remains unsure of what Judge Torres will decide next, and remains at the edge. Experts say “You can go either way,” but don’t support the idea of a delay in 2026.
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