Is Swift affiliated with Ripple? Hacked claims burn rumors of Fuel XRP

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Recently, social media debates have distributed unconfirmed claims suggesting that Swift is approaching an agreement with Ripple to incorporate XRP into its cross-border payment system. The report claims that billions of XRP are protected by Escrow as liquid reserves.

Watcher.Guru claims account has been hacked

However, Watcher.Guru, the cryptocurrency news platform that first reported these claims, announced that its account had been hacked. The platform states, “Our X account has been hacked and previous posts (now deleted) have been posted by hackers.”

WARNING: Our X account has been hacked and the previous post (now deleted) was posted by a hacker.
We have 2FA enabled and have taken extreme measures to avoid hacks.
We are looking into this and will provide an update when we have more details. We are working to get in touch…
— Watcher.Guru (@WatcherGuru) March 21, 2025

The idea remains speculative and there is no official confirmation yet

Within the XRP community, there is growing debate about the future of Swift, and some suggest that XRP and Ripple’s technology can replace Swift in global finance. They argue that XRP offers faster trading, lower fees, and better liquidity management.

There are challenges that will replace Swift with XRP, including regulatory issues and the need for widespread adoption by institutions. Today, Swift continues to be the leading system of international financial messaging, connecting more than 11,000 institutions. XRP has advantages such as faster trading and reduced fees, but the idea of replacing Swift is still speculative, and there is no official confirmation of such a shift from Ripple or Swift.

Did Ripple CEO give us some hints in the past?

However, potential Ripple-Swift partnerships can revolutionize global payments, making cross-border transfers faster, cheaper and more efficient. Ripple CEO Brad Garlinghouse has hinted at the idea in the past, sparking excitement in both the crypto and banking sectors.

Using XRP for escrow for liquid reserves can reduce concerns about crypto volatility. However, challenges such as regulatory issues and Swift’s hesitation to fully adopt cryptography remain. If that happens, partnerships can increase the adoption and value of XRP, but there are still technical and integration hurdles to overcome.