French Banking Giant BPCE Rolls Out Crypto Trading for Millions of Users

BPCE, a French banking group, has announced plans to introduce crypto trading directly in its mobile applications.

Starting on December 8, around 2 million users in four regional banks, such as Banque Populaire Île‑de‑France and Caisse d’Épargne Provence‑Alpes‑Côte d’Azur, will gain access first.

The goal is to eventually make this service available to all 12 million of BPCE’s retail customers by 2026.

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People using the service will be able to buy and sell cryptocurrencies like Bitcoin
BTC

$91,247.26

, Ethereum
ETH

$3,130.27

, Solana
SOL

$134.94

, and USDC
USDC

$0.9989

directly inside their normal app through a digital asset account operated by Hexarq, BPCE’s digital assets branch.

Each user will pay a €2.99 (about $3.48) monthly fee and a 1.5% commission on each transaction, with a minimum fee of $1.16 per trade.

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The service will roll out in stages, as the group wants to see how it works among the initial users before making it available to everyone. This approach is meant to help the bank handle any issues as the program expands.

Other European institutions, including BBVA and Openbank by Santander, have already begun offering similar crypto features in their mobile banking services.

Recently, several large US banks quietly experimented with stablecoins, crypto trading, and digital asset storage through early programs with Coinbase. What did Coinbase’s CEO Brian Armstrong say? Read the full story.