The following is a guest post and analysis from Vincent Maliepaard, Marketing Director at Sentora.

2025 has marked a turning point for XRP, combining explosive price gains with transformative shifts in its core narrative. In July, the token hit an all-time high of $3.58, propelled in part by decisive legal victories. Beyond price action, Ripple’s launch of the RLUSD stablecoin has gained significant traction, and the network is now doubling down on expanding XRP’s footprint in the DeFi ecosystem.

The foundation of XRP’s breakout was laid when the SEC dropped its lawsuit against Ripple, removing a significant regulatory overhang that had suppressed institutional interest for years. This legal resolution as well as the Trump administration’s crypto-friendly policy framework, including the GENIUS Act, catalyzed a broader bull market across digital assets.

The token has also benefited from a strategic revaluation as institutional investors engaged in speculative rotation toward under-owned large-cap cryptocurrencies, recognizing XRP as a legitimate capital layer rather than a speculative trading vehicle.

This thesis was reinforced by Ripple’s launch of the RLUSD stablecoin in late 2024, which quickly scaled to a $600 million market cap and demonstrated real-world utility in driving adoption momentum. The ecosystem expansion has continued with the launch of the XRPL EVM sidechain, enhancing interoperability and smart contract functionality, while anticipation builds around the potential approval of an XRP ETF that could further accelerate institutional adoption.

Let’s dive in for a breakdown of XRP’s growth and momentum, new players in the ecosystem and XRP’s breakthrough in DeFi.

XRP’s Growth and Momentum

XRP’s concentration dynamics reveal a mature institutional ownership structure that mirrors traditional financial assets, with the top 10 wallets controlling approximately 41% of circulating supply, expanding to 50% among the top 20 holders and over 70% within the top 100. This concentration pattern indicates institutional capital allocation rather than retail speculation, which supports XRP’s evolution into an institutional asset class.

The token’s transformation from a previous cycle laggard to a favorite gained significant validation through Coinbase’s integration. In July, the exchange launched cbXRP, a wrapped token backed 1:1 by XRP specifically designed for cross-chain functionality. This infrastructure development immediately unlocked new use cases, with Moonwell becoming the first major DeFi protocol to support cbXRP, enabling community members to lend and borrow the wrapped token within the platform’s DeFi ecosystem.

Growth of cbXRP on Moonwell has been steady, gradually growing to over $1.2 million in liquidity since its launch in June. While this may be far from XRPs typical multi-billion dollar headlines, it marks an important milestone in XRP’s DeFi journey.

These developments signal a fundamental shift in how traditional exchanges and DeFi protocols are positioning XRP, moving beyond simple trading solutions. The combination of concentrated institutional ownership, enhanced technical infrastructure through wrapped tokens, and expanding lending markets demonstrates that XRP is experiencing adoption momentum as capital flows increasingly recognize its utility as a cross-border settlement layer and institutional-grade digital asset.

Expanding into DeFi

The expansion of XRP into decentralized finance represents a natural progression for what Gabriel Halm of Sentora describes as a blockchain that has “successfully established itself as a digital payment network,” with DeFi development being “an intuitive next step in creating a comprehensive finance ecosystem for XRP.” This evolution addresses a critical gap in XRP’s utility, as the token historically lacked the fundamental DeFi primitives.

Flare Network has emerged as one such infrastructure provider for XRPFi, through the introduction of FAssets—which upon launch, enables XRP holders to convert their tokens into FXRP, a wrapped version of XRP. This operates in a non-custodial, trust-minimized framework which uses smart contracts for cross-chain verification.

Upcoming Yield Opportunities for XRP in DeFi

While users can currently earn a modest yield (around 0.1% currently) by supplying cbXRP on Moonwell, significantly higher returns may be on the horizon with the upcoming launch of the Firelight Protocol on Flare.

Firelight aims to bring economic security and yield generation to the XRP ecosystem, much like how EigenLayer has unlocked additional staking yield for Ether. By leveraging staked XRP for economic security, Firelight’s architecture could enable innovative DeFi applications—such as on-chain insurance—that were previously not feasible.

As Hugo Philion, Co-Founder of Flare Network, explains:

“Firelight offers on-chain XRP yield opportunities, both for institutions and retail holders, improving capital efficiency for XRP and further bolstering its utility.”

Looking Ahead

XRP’s growth story is shifting from short-term price cycles to long-term structural evolution. The convergence of regulatory clarity, institutional adoption, and DeFi expansion, driven by platforms like Base, Moonwell, Flare, and Firelight, broadens XRP’s utility and potentially establishes it as a yield-bearing asset.

While it may not yet be a dominant force in DeFi, these developments could strengthen XRP’s role as a bridge between traditional finance and emerging on-chain opportunities.

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The comeback has some analysts reading the move as a change in market structure, and price sits near $3.12 as momentum checks continue.

Trendline Breakouts And Support Flip

According to analyst Steph, a breakout above a long-running descending trendline on the weekly XRP chart is what matters now.

Steph points to the flip of $3 from resistance into support as a classic technical cue. He used historical weekly charts to argue that past breakouts from similar trendlines often led to strong rallies, and he highlighted that pattern going back to 2022 when price action began to shift more visibly.

This is the hardest #XRP bull market ever.

Congratulations if you’re still here.

We will get rich! pic.twitter.com/cLltUs7MQj

— STEPH IS CRYPTO (@Steph_iscrypto) August 12, 2025

A Pattern Seen Several Times Since 2022

Reports have traced the same setup across multiple cycles. After the Terra collapse in May 2022, XRP fell and formed a descending trendline that broke in September 2022, sending price to a high near $0.55.

Later, a new trendline formed and then broke around the SEC vs. Ripple ruling in July 2023, which preceded a move toward $0.94.

The most recent big run took XRP to about $3.4 in January 2025, after a breakout following the November 2024 US elections. Those episodes form the backbone of the “repeat pattern” case.

Analyst Targets And Differing Calls

Steph projects a potential rise to $14 from roughly $3.12 now, which would equal about a 340% gain. According to his messaging, some traders who sold early took profits, while others who held could see larger returns if the thesis plays out.

Based on reports, some commentators have voiced similar targets, saying when XRP traded near $2, that the token was poised for a major breakout and pointed to Fibonacci levels toward $14, while others put a $14 minimum target on the table last March.

What To Watch Going Forward

Volume on any push above recent highs will tell the story. Keep an eye on whether $3 stays as support and whether the weekly breakout holds as price moves higher.

Also watch how long consolidation around $2 lasted — more than five months — because long flat bases can precede sharp moves if buyers return in force. Derivatives flows and where large holders place sell orders will matter too.

Featured image from Unsplash, chart from TradingView

The number of crypto wallets holding at least 1 million XRP tokens has reached an all-time high, coinciding with a 26% surge in XRP’s price over the past week.

“Not only are there more XRP whales than ever, but the total supply they hold is also increasing,” onchain analytics platform Santiment said in a report on Friday, noting that the number of wallets holding over 1 million XRP (XRP) tokens has surged to a new all-time high of 2,743.

47.32 billion XRP tokens are now held by whales

“XRP is also showing signs of strength,” Santiment said. “This dual trend is a very positive sign for the fourth-largest crypto asset,” they added.

Santiment data shows that 47.32 billion XRP tokens are held by crypto wallets holding at least 1 million tokens.

XRP has surged 26% over the past seven days, trading at $2.80 at the time of publication, according to CoinMarketCap data.

Over the past 24 hours alone, it has spiked 10%. Meanwhile, CoinGlass data shows the surge wiped $31.44 million in XRP short positions.

Just last month, on June 18, traders were divided on XRP’s next direction as the cryptocurrency had been consolidating for nearly 200 days within a range of $1.90 to $2.90.

Altcoin season has started, says Santiment

However, XRP’s recent rally is part of a broader market breakout that saw Bitcoin (BTC) reach consecutive all-time highs of $112,000 on Wednesday and $116,500 on Thursday. 

Related: Ripple shareholder Linqto files for Chapter 11 bankruptcy

Ether (ETH) also surged, up 17.51% across the week, trading at $2,958 at the time of publication.

Santiment said that the metrics show altcoin season has begun. “The data confirms that, for now, it has,” Santiment said.

“As long as Bitcoin can maintain its position above the crucial psychological support level of around $110k, traders will likely feel comfortable redistributing profits into altcoins,” they added.

Magazine: Inside a 30,000 phone bot farm stealing crypto airdrops from real users

]]> https://earlybirdsinvest.com/xrps-very-positive-sign-whales-soar-to-new-highs-as-price-jumps-10/feed/ 0 47151 https://earlybirdsinvest.com/xrps-time-is-now-says-pundit-dont-snooze-on-the-biggest-transfer-of-wealth/ https://earlybirdsinvest.com/xrps-time-is-now-says-pundit-dont-snooze-on-the-biggest-transfer-of-wealth/#respond Sat, 05 Jul 2025 00:43:02 +0000 https://earlybirdsinvest.com/xrps-time-is-now-says-pundit-dont-snooze-on-the-biggest-transfer-of-wealth/

Proponents of XRP are stepping up their pitch this week, calling the token “one of the greatest wealth transfers in history.” They argue it’s more than just another crypto. You’ll hear claims that XRP is already reshaping global finance and leaving old systems in the dust.

According to influencer Coach JV, Ripple is building a whole new rails for money. He says XRP isn’t here to compete with banks. It’s here to replace them.

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He points out that transactions on the XRP Ledger settle in 3–5 seconds and cost fractions of a penny. That beats SWIFT transfers, which can take days and cost up to $50 per payment.

XRP still trades around $2,25 but that figure, he argues, won’t stay low for long if the token keeps winning regulatory approvals and new partners.

XRP is the most disruptive financial technology of our lifetime. Ripple isn’t just competing with the banking system, it’s replacing it. The old system is dead. The new financial rails are being laid right before your eyes. Stay asleep and you’ll miss the greatest wealth transfer…

— Coach, JV (@Coachjv_) July 2, 2025

Ripple’s Technology Versus Legacy Rails

Based on reports, RippleNet now counts more than 300 financial institutions in its network. Yet daily on‑chain volumes for XRP hover around $1 billion—small next to global cross‑border flows of roughly $150 billion per day.

Banks are testing the tech, but most haven’t shifted large sums yet. That gap between tests and real‑world use is one reason XRP’s price has stayed below its all‑time high for seven years.

Push For Regulatory Clarity

XRP backers are watching the US carefully. They see growing buzz around spot XRP ETFs. Analysts like Eric Balchunas have given those filings up to 95% odds of approval by year‑end.

If an ETF hits a US exchange, they say, more money will pour in. Ripple has also been chasing money‑transmitter licenses in Europe and Asia. Every new license, they believe, brings Ripple a step closer to mainstream use.

Community Calls For Patience

Coach JV keeps telling followers not to panic over a stagnant price. He uses phrases like “greatest wealth transfer in history” to drive home his point.

In an earlier tweet, he promised “unimaginable wealth” for anyone who holds on. Other voices, such as commentator Edoardo Farina, point out that only about 1 to 2 million people hold XRP today.

That number, they say, leaves room for 100 million or more newcomers—and more buyers often means higher prices.

Related Reading

Analysts Caution Over Hype

Even so, some experts urge caution. They note that bold forecasts don’t guarantee buy‑in from big banks or regulators. An ETF approval won’t force funds to rush in overnight. And test programs don’t always turn into full rollouts.

For now, XRP remains a high‑risk play. Investors should track on‑chain metrics and regulatory milestones before getting swept up in the hype.

Featured image from Meta, chart from TradingView

Crypto Writer

Arslan Butt

Crypto Writer

Arslan Butt

About Author

Arslan Butt is an experienced webinar speaker, market analyst, and content writer specializing in crypto, forex, and commodities. He provides expert insights, trading strategies, and in-depth analysis…

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Last updated: 

June 14, 2025

XRP has taken the lead over Solana in realized capital growth, indicating renewed investor confidence. According to Glassnode, XRP’s 30-day percentage change in realized cap—a metric that measures the total value of coins moved at their last price—has jumped +4.2%. Solana has only seen +1% growth over the same period.

This divergence means capital is rotating into XRP faster than Solana, implying short-term accumulation by traders who are positioning for a breakout. Realized cap is especially useful during times of uncertainty, as it shows wealth that has actually moved on-chain rather than speculative market value. A higher realized cap growth often correlates with more network activity and investor confidence.

For context:

• XRP 30D Realized Cap: +4.2%
• SOL 30D Realized Cap: +1%

The big jump in XRP’s realized capital could be seen as a sign of shifting sentiment among retail and institutional traders alike, possibly ahead of regulatory clarity or broader crypto market momentum.

XRP Technical Analysis Says Be Cautious

Despite the on-chain strength, XRP’s chart is still cautionary. It’s trading at $2.13, down 0.70% in the last 24 hours and stuck below a descending trendline that has rejected every bullish attempt since early June.

Price action failed to reclaim the 50-period EMA on the 2-hour chart (now at $2.19), and XRP has printed a lower high. Red-bodied candles with rejection wicks at $2.18 show continued resistance.

The MACD has a slight bullish crossover, but the histogram is fading, so not much momentum for now.

Key Technical Levels:

• Resistance: $2.18, $2.22
• Support: $2.09, $2.0474, $2.0042
• EMA Barrier: 50-EMA at $2.19

XRP price prediction remains bearish unless XRP breaks above the descending trendline and confirms strength above $2.22; traders may continue to see downside pressure.

XRP Trade Setups to Watch

As XRP consolidates under resistance, traders have clearly defined levels to monitor for both bullish and bearish strategies.

Short Trade Idea:

• Entry: Rejection near $2.18
• Stop: Above $2.22
• Targets: $2.0936, $2.0474

Long Trade Setup:

• Entry: Breakout and close above $2.22
• Stop: Below $2.18
• Targets: $2.27, $2.3365

For now, the fundamentals suggest investor interest is heating up, but price must follow through with a clean breakout to confirm the next leg higher. Until then, XRP remains at a technical crossroads.

BTC Bull Token Nears $8.1M Cap as 58% APY Staking Attracts Last-Minute Buyers

With Bitcoin trading near $105K, investor focus is shifting toward altcoins, especially BTC Bull Token ($BTCBULL). The project has now raised $7,141,005.09 out of its $8,216,177 cap, leaving less than $1 million before the next token price hike. The current price of $0.00256 is expected to increase once the cap is hit.

BTC Bull Token links its value directly to Bitcoin through two core mechanisms:

• BTC Airdrops reward holders, with presale participants receiving priority.
• Supply Burns occur automatically every time BTC increases by $50,000, reducing $BTCBULL’s circulating supply.

The token also features a 58% APY staking pool holding over 1.81 billion tokens, offering:

The token also features a 61% APY staking pool holding over 1.73 billion tokens, offering:

• No lockups or fees
• Full liquidity
• Stable passive yields, even in volatile markets

This staking model appeals to both DeFi veterans and newcomers seeking hands-off income.

With just hours left and the hard cap nearly reached, momentum is building fast. BTCBULL’s blend of Bitcoin-linked value, scarcity mechanics, and flexible staking is fueling strong demand. Early buyers have a limited time to enter before the next pricing tier activates.

New leadership under the Trump administration has played a significant role in the SEC’s dismissal of these lawsuits, paving the path towards broader U.S. crypto adoption. At the same time, Ripple has agreed to resolve its current SEC civil case by paying a $50 million penalty, but the lack of an official SEC announcement has left the crypto industry in limbo.

Why the SEC Dropped Charges Against Kraken, ConsenSys, and Cumberland DRW

Now that the SEC has dropped these cases, it cannot refile the same lawsuits it started against Kraken and the other firms involved. Based on Kraken’s latest announcement, the dismissal of charges was based on a “regulation-by-enforcement” approach that disregarded the leading crypto exchange’s consistent business model without merit.

In 2023, Kraken was accused of operating as an unlicensed securities exchange, broker, and clearing agency. The SEC argued that the platform enabled crypto trades that qualified as securities without proper registration.

Regarding the ConsenSys SEC case, the company drew attention for its MetaMask staking service, which allowed users to earn passive crypto rewards. The SEC suggested this service could be seen as offering securities without approval, raising concerns within the DeFi (decentralized finance) community.

In the Cumberland DRW SEC case, the major crypto trading player was said to have processed over $2 billion worth of transactions. This allegedly violates the SEC’s securities registration requirements, resulting in various civil penalties for the firm.

Kraken Plans to Go Public After SEC Dismissal

With the Kraken SEC case dismissed, the leading crypto exchange is considering a potential IPO (initial public offering). Due to regulatory woes, Kraken had previously delayed efforts to bring the company public. However, the latest developments in U.S. crypto regulations have brought a possible IPO launch back on the table.

If the exchange proceeds with going public, the IPO would introduce the first major U.S. crypto exchange listing since Coinbase’s 2021 listing on Nasdaq. While no official date has been given, analysts see the case’s dismissal as a positive signal towards Kraken’s future as a global exchange.

Why XRP’s Regulatory Status Remains Unclear

Ripple Labs has settled its case with the SEC, resolving civil claims of its unregistered securities sales. The cryptocurrency firm announced it will pay $50 million from the initially proposed $125 million fine, with the remainder waived as part of the settlement.

Ripple’s legal troubles with the SEC started in late 2020, when the Agency accused the firm and two of its executives of raising $1.3 billion through an unregistered sale of XRP tokens. In a 2023 ruling, U.S. Judge Analisa Torres ruled that XRP sales on public exchanges were not considered securities transactions.

However, Torres found that $728 million worth of XRP sold to institutional buyers did fall under securities rules. This finding contributed to the initial fine, which was later lessened in the current $50 million settlement.

While Ripple CEO Brad Garlinghouse announced the XRP legal status update as a significant win, some investors still await the SEC’s official statement on the matter.

Is Kraken’s Legal Win a Turning Point for Crypto Exchanges?

SEC’s dismissal of charges against Kraken, ConsenSys, and Cumberland DRW could be a stepping stone towards more stable and factual U.S. crypto regulatory practices. With the SEC under the Trump administration, crypto innovation can start anew now that previous restrictive policies are being lifted.

However, the SEC and its Crypto Task Force must still address looming questions surrounding DeFi activities, crypto staking, and AI integration in blockchain technology. Still, the recent dismissals reflect a steady progression towards future crypto market adoption.

References:

1. A win for fairness – Kraken Blog Kraken Blog (Kraken)
2. SEC.gov | SEC Charges Consensys Software for Unregistered Offers and Sales of Securities Through Its MetaMask Staking Service (SEC)
3. SEC.gov | SEC Charges Cumberland DRW for Operating as an Unregistered Dealer in the Crypto Asset Markets (SEC)
4. SEC.gov | Crypto Task Force Roundtables (SEC)
5. Coinbase’s COIN Stock to Go Live on Nasdaq April 14 | Nasdaq (Nasdaq)
6. XRP surges after Ripple CEO Garlinghouse says SEC is dropping its lawsuit against company (CNBC)

The post SEC Clears Lawsuits on Kraken & Other Crypto Firms, While XRP’s Settlement Remains Pending appeared first on Cryptonews.

The US Securities and Exchange Commission (SEC) is reportedly considering whether XRP qualifies as a commodity rather than a security in its ongoing settlement negotiations with Ripple. 

According to journalist Charles Gasparino, the SEC is weighing similarities between XRP and Ethereum (ETH). The agency’s current administration reportedly considers Ethereum a commodity despite its initial issuance through an initial coin offering (ICO). 

Gaspatino said:

“ETH was obviously issued as an ICO; its characteristics on issuance was no different than XRP — both used to finance the buildout of a platform, yet Ripple got sued and Ethereum didn’t because ETH had since morphed into a commodity. What is being discussed now is the comparison between the 2 cryptos.”

The commission’s evaluation of XRP’s trading utility and market function could be crucial in determining the final terms of its lawsuit against Ripple, which could result in a potential settlement.

The SEC’s lawsuit against Ripple, filed in December 2020, alleged that the company conducted an unregistered securities offering through the sale of XRP. 

However, in August 2023, US District Judge Analisa Torres issued a pivotal ruling that differentiated between Ripple’s institutional and retail sales. The court determined that while institutional sales of XRP constituted investment contracts and thus violated securities laws, secondary market sales to retail investors did not qualify as unregistered securities offerings. 

As a result, the ruling imposed a $125 million penalty on Ripple and issued a permanent injunction restricting institutional sales of XRP.

Potential settlement

Recent reports suggest the case is in its final stages of resolution, with discussions focused on securing terms that reflect evolving regulatory perspectives on crypto. 

Ripple’s legal team is allegedly pushing for reduced penalties, arguing that an implicit admission of wrongdoing conflicts with the SEC’s shifting stance on crypto enforcement.

The company contends that if the SEC is reconsidering the regulatory classification of digital assets, its settlement terms should align with this evolving framework.

Attorney James Murphy, known as MetaLawMan, suggested that the SEC would have accepted a settlement to drop appeals and collect the $125 million penalty “in a heartbeat.”

However, this outcome may not be favorable for Ripple, particularly if the company intends to pursue a future exempt securities offering or an initial public offering.

The SEC’s deliberations on XRP’s classification reflect broader uncertainties in crypto regulation. If the agency recognizes XRP as a commodity, it could set a precedent for other crypto facing regulatory scrutiny, such as Solana (SOL) and Cardano (ADA).

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