Means – Earlybirds Invest https://earlybirdsinvest.com Latest Crypto News Sat, 30 Aug 2025 12:41:20 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.7 https://i0.wp.com/earlybirdsinvest.com/wp-content/uploads/2024/12/cropped-New-Project-2024-12-17T235703.455.png?fit=32%2C32&ssl=1 Means – Earlybirds Invest https://earlybirdsinvest.com 32 32 240146708 Google’s new Passwords app means I can finally ditch Chrome https://earlybirdsinvest.com/googles-new-passwords-app-means-i-can-finally-ditch-chrome/ https://earlybirdsinvest.com/googles-new-passwords-app-means-i-can-finally-ditch-chrome/#respond Sat, 30 Aug 2025 12:41:20 +0000 https://earlybirdsinvest.com/googles-new-passwords-app-means-i-can-finally-ditch-chrome/
google password manager app shortcut on a smartphone home screen

Megan Ellis / Android Authority

I’ve been on a mission to de-Google my life as much as possible in an attempt to control how much information a single company has about me. While there are some essential Google services I will never part with, switching my browser from Chrome has been a priority.

Which password manager do you use to save your Android passwords?

25 votes

I prefer Brave, but I was tethered to Chrome

an ai summary in brave on a smartphone screen

Megan Ellis / Android Authority

I have never regretted the switch to Brave. However, Chrome remained in my app rotation for one simple reason: I have hundreds of passwords saved in the Password Manager. While it’s possible to export passwords to another browser, Password Manager is also built into Android. This integration allows you to save passwords, generate secure password suggestions, and access login details across devices.

I’m glad I switched to Brave, but password management on Android kept me tethered to Chrome.

This also means that Password Manager has been essential for my Android phones. When an OEM doesn’t have its own version of a credential manager, Google’s Password Manager remains the default way to save and access app passwords. Even when an alternative manager was available, I used Google’s solution wherever possible to make my details easily accessible across phones from different manufacturers.

I could technically access the passwords by searching through my phone’s settings and finding my Google account preferences, but the process was different for each device and resulted in me visiting a variety of different menus before finding the right one. This is why I kept Chrome around. If I wanted to access my app passwords easily, I needed to open Chrome and access them there. But the standalone Password Manager app has changed that.

Google Password Manager app makes accessing Android passwords easier

google password manager play store listing

Megan Ellis / Android Authority

Google Password Manager now exists as a standalone app that you can download from the Google Play Store. Not only does this make it easier to access the service on your home screen and through your app drawer, but it also makes accessing the service easier overall.

I was initially concerned that the app only functioned as a shortcut to the password manager within Chrome. I’ve since disabled Chrome on my smartphone to see whether this was the case. I was happy to discover that I can still access the password manager without needing Chrome. I was also able to sign up for a new app, generate a password through the Password Manager pop-up, and save the password to the service.

Google’s Password Manager app works even if you have Chrome disabled on your smartphone.

Likewise, I can still access the most important features of the service, including account credentials, the checkup tool, and autofill settings.

The only other reason I kept Chrome around was to easily access Google Search when I needed shopping links or better local results. I love Brave Search, but it doesn’t provide as many local results and local shop listings as I would like. However, I don’t need Chrome to access Google — I can just add a shortcut to the search engine in Brave.

With the introduction of the standalone Password Manager app, my last reason to keep Chrome around no longer applies. The anxiety I felt when considering completely leaving Chrome behind is gone.

However, there are drawbacks. Even though Google Password Manager is now a standalone app, this doesn’t mean it acts like other credential management apps. When I use Brave, the passwords I enter save to Brave’s built-in password manager, even when I’m using my phone. Google’s autofill feature also only works when I’m using an Android app that requires a login, or when I’m using Chrome.

So, when I want to log in to a site using Brave, I need to open Google’s app to copy over the credentials and paste them separately to the browser. Overall, though, I’m glad I no longer need to keep Chrome installed to do this.

I may eventually move to a different password manager

create passkey prompt ios bitwarden 2

Calvin Wankhede / Android Authority

While Google Password Manager is the most convenient password manager to use across devices, it isn’t necessarily the most secure. There are plenty of great password managers to choose from, many of which offer free plans. Since I’ve also switched from Chrome as my default browser on my computer, I need a manager I can use across devices and browsers. A dedicated password manager app will also allow me to use the autofill feature regardless of which browser I’m using.

But to be honest, I find comfort in familiarity, so it will take time for me to truly make the jump. I’m eager to try out Proton Pass due to the company’s focus on privacy. The password manager also offers benefits like email aliases and an integrated two-factor authentication (2FA) feature. It will also let me import my passwords from multiple browsers and generate strong passwords for accounts.

However, before I make the switch to an alternative, I will need time to test it and see that it suits my needs. At the same time, I’m glad that Google’s new standalone app makes it possible for me to easily store Android credentials without needing to use Chrome to access them anymore.

I no longer feel stuck and bound to Chrome, which in turn has made it easier to envision more ways I can reduce my reliance on Google. I want to use a service because it offers the best features, not because I’m simply locked into the ecosystem.

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What RFK Jr. vs the CDC means for America’s health https://earlybirdsinvest.com/what-rfk-jr-vs-the-cdc-means-for-americas-health/ https://earlybirdsinvest.com/what-rfk-jr-vs-the-cdc-means-for-americas-health/#respond Thu, 28 Aug 2025 22:57:32 +0000 https://earlybirdsinvest.com/what-rfk-jr-vs-the-cdc-means-for-americas-health/

The simmering showdown between US Health Secretary Robert F. Kennedy Jr. and the leadership of the Centers for Disease Control and Prevention has finally boiled over.

The White House said on Wednesday that CDC director Susan Monarez was fired — and Monarez’s representatives quickly responded that she wouldn’t leave her post without a fight. In protest of the ousting and Kennedy’s leadership, four senior CDC leaders resigned.

The tension had been building for months. Once Kennedy took the helm of the US Department of Health and Human Services, he laid off thousands of workers at the CDC and other health agencies. He has rolled back longstanding vaccine policies over the objections of many experts inside and outside of the CDC. Then, earlier this month, a man angry about the Covid-19 vaccines fired nearly 200 bullets into a CDC office building. Although no one was hurt, CDC workers criticized Kennedy and others for stoking anti-CDC sentiment and for not speaking out after the incident. President Donald Trump has still not publicly commented on the shooting.

The final straw came yesterday when the Food and Drug Administration announced limited approval of new Covid vaccines updated to better match the variants currently circulating. The FDA approved the new shots — but only for the elderly and people who are at higher risk because of underlying health conditions. The vaccines had previously been approved for all Americans 6 months of age and older. The CDC would have been expected to make new Covid vaccine recommendations that matched the FDA’s narrower approval, excluding healthy adults, pregnant women, and children — but, according to the New York Times, Monarez refused to commit to that policy in a private meeting with Kennedy

What happened next was chaos. National news outlets reported Wednesday afternoon that Monarez had been fired, less than a month after her Senate confirmation. Over the next few hours, Monarez’s representatives responded that she was refusing to step down (her attorney suggests that her firing had been illegal), but the White House insisted she had, in fact, been terminated. And so began an exodus of more CDC leaders.

One of those officials — Demetre Daskalakis, director of the CDC’s National Center for Immunization and Respiratory Diseases — explained why he was leaving the agency in a post on X. He portrayed the CDC situation as an existential battle between science and anti-science, noting in his post that no one on his team had ever even briefed Kennedy since he was sworn in as US health secretary in April.

“I am unable to serve in an environment that treats CDC as a tool to generate policies and materials that do not reflect scientific reality and are designed to hurt rather than to improve the public’s health,” Daskalakis wrote. “Public health is not merely about the health of the individual, but it is about the health of the community, the nation, the world. The nation’s health security is at risk and is in the hands of people focusing on ideological self-interest.”

The CDC that will be left behind will be less science-driven and more beholden to Kennedy and his agenda — precisely the warning that the departing CDC officials are trying to send and a sentiment echoed by other public health organizations. “THE SUSTAINED ATTACKS ON PUBLIC HEALTH IN THE U.S. MUST END NOW,” read an all-caps statement sent by the Infectious Disease Society of America to the media.

But there’s a bigger story here than just the latest drama under Kennedy’s leadership: What’s unfolding is a fight over the narrative of public health in America — and for the public’s trust.

The American public is still unmoored after the Covid-19 pandemic, and two sides are trying to win out: Kennedy’s Make America Healthy Again movement along with the critics who attacked the public health establishment during that emergency, and the public health experts aligned with America’s scientific institutions. The outcome will determine the future of collective health in the US.

Kennedy argues that the public health establishment of the previous generation has failed the public and must be razed and replaced. If you look at the recent CDC personnel issues through this lens, then dismissing public health officials with decades of experience in their field is in service of that goal. On the other side, most scientists, public health experts, and CDC officials would argue that public health largely has a record of success — though with some mistakes and failures along the way.

America’s public health institutions did lose some trust during the pandemic amid confusing and often inconsistent guidance. But a longer record of vaccinations driving down disease and other public health campaigns yielding major gains in people’s well-being is clear from historical data and decades of peer-reviewed research.

Science may be on the CDC officials’ side, but we’re still learning exactly how the public actually feels about public health. How average people react to this drama and the conflicting messages that Kennedy and CDC officials are sending will determine the long-term consequences of this fight.

How does the public really feel about public health?

This parade of firings and principled resignations is in part a performance — and the audience is the American public.

As I have written before, 25 years ago, there was a pretty clear public health consensus in America. The federal government and major medical organizations were usually aligned on the major questions — questions like which vaccines to get. And the public was widely in support. In 2001, around the time the US declared measles had been eradicated, more than 90 percent of US adults said it was “extremely” or “very important” for people to get childhood vaccinations.

It is difficult to imagine such unanimity about any public health-related issue today.

Right now, the percentage of Americans who think childhood immunizations are important is below 70 percent. According to a 2024 Pew Research Center survey, only 26 percent of Americans have a great deal of faith in scientists to act in the best interests of the public, about the same percentage as those who say they have not too much or none at all (23 percent). That is much lower than in 2019, the pre-pandemic era, when 36 percent of Americans said they had a great deal of faith in science being in the public’s best interest and only 12 percent had none or little.

Most Americans are stuck in the middle; 50 percent say they have a “fair” amount of trust in scientists. One way to think about this group is that they are up for grabs.

Kennedy’s Make America Healthy Again movement has gained steam because many Americans desire a fresh approach to health and wellness; Kennedy remains one of the more popular active political figures in the country, despite criticism from all corners of the public health establishment. As the country’s top health official, Kennedy argues he has a mandate to overhaul public health policy on everything from vaccines, to the food supply, to fluoride in public water systems.

But the health risks of Kennedy’s policy agenda are real, and that is the message that public health experts, including the resigning CDC leaders, are trying to deliver to the public.

The US has already seen what happens when childhood vaccination rates drop, with the worst measles outbreak in 30 years taking hold this year in a poorly vaccinated Texas community. Dentists in Utah, where Kennedy helped herald the removal of fluoride from local water systems in April, are preparing for a surge in cavities. The introduction of fluoride into US water systems led to a large decline in cavities over many years; now, Kennedy’s policy agenda could move the country backward.

And now, the new restrictions on Covid vaccines announced yesterday could make it more difficult for many people to get them. Vaccines may not be as widely available at pharmacies, and insurers may not be willing to cover the vaccine without government approval. That could make it harder for both vulnerable people and their loved ones to get Covid shots. The science is clear on the relative safety of the Covid shots, and Kennedy has been criticized for the weak evidence that he has cited to justify the changes to the Covid vaccine guidance. People could get sick if these shots are harder to come by because of Kennedy’s policies.

This is always a challenge in public health.

Short of emergency lockdowns and mandates, public health has always been about soft power: Can you persuade the public to take certain precautions in the best interest of not only themselves but the people around them? And that authority is always fluctuating. Around 90 percent of Americans get their childhood shots, but less than 50 percent usually get their flu shot in a given year.

Now, the headwinds facing good public health policy are stronger than ever, with Kennedy and his movement representing an active opponent of many well-supported public health interventions in charge of US health policy. For a while, Monerez, Daskalakis, and others seemed prepared to try to work within the system that Kennedy controlled. But they no longer believe that is possible, so they are taking the fight to the public.

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Bitcoin volatility keeps falling, and that means it’s maturing as an asset class https://earlybirdsinvest.com/bitcoin-volatility-keeps-falling-and-that-means-its-maturing-as-an-asset-class/ https://earlybirdsinvest.com/bitcoin-volatility-keeps-falling-and-that-means-its-maturing-as-an-asset-class/#respond Mon, 25 Aug 2025 00:19:11 +0000 https://earlybirdsinvest.com/bitcoin-volatility-keeps-falling-and-that-means-its-maturing-as-an-asset-class/

The world’s number-one crypto is looking more like a mature asset class every day as Bitcoin volatility continues to drop (yes, even as it blasts past all-time highs and promptly retraces its steps).

Bitcoin volatility has reached a five-year low

Bitcoin has long been regarded as one of the most volatile financial assets; its turbulent price fluctuations over the years have deterred many investors. But what if I told you that Bitcoin is now less volatile than a blue-chip tech stock?

According to ecoinometrics, Bitcoin’s 30-day realized volatility is now at its lowest point in nearly five years, and it’s a trend that has persisted even through Bitcoin’s headline-making rallies and corrections over the last five years:

“Exactly what you expect from a maturing asset.”

Bitcoin volatility reaches a five-year low.
Bitcoin volatility reaches a five-year low.

Since 2022, Bitcoin has often been less volatile than some of Wall Street’s biggest names, including mega-cap stocks like Nvidia. During the sharp tech sector swings of 2023 and 2024, Nvidia’s price was more unpredictable than Bitcoin, an asset infamous for its hair-raising moves.

Even during this current Bitcoin bull run, the price swings have remained notably tamer than previous cycles. Macro analyst Lyn Alden recently told CryptoSlate she believes that Bitcoin’s cycles are changing.

We should expect this one to be longer and “less extreme” than previous runs, with strong moves upward followed by periods of consolidation, “rather than going to the moon and collapsing.”

All the signs of asset class maturity

Bitcoin volatility declining is just one marker of its growing maturity. The launch of spot Bitcoin ETFs in the U.S. in early 2024 was a landmark event, opening up the asset to the mainstream audience.

Major asset managers like BlackRock and Fidelity offer direct Bitcoin exposure to retail and institutional investors through regulated exchange-traded products. This has introduced broader ownership and liquidity, dampening large price swings and integrating Bitcoin more deeply into traditional markets.

Moreover, recent regulatory changes now allow Americans to include Bitcoin in their 401k retirement accounts. As diversified portfolios absorb BTC allocations, Bitcoin volatility further subsides.

Pension funds, endowments, and insurance companies have begun allocating to Bitcoin as part of their alternative asset strategies. This increases trading by sophisticated investors and reduces the impact of short-term speculative flows.

Strong-willed kids become adults who change the world

Increasingly, Bitcoin’s price shows a higher correlation with broader equity markets during risk-on and risk-off periods, another sign of integration and maturity. While you can argue whether this is what we intended for Bitcoin, it does reflect mainstream market adoption. And hey, strong-willed kids become adults who change the world, as Bitcoin is undoubtedly doing.

For everyday investors and institutions alike, lower Bitcoin volatility translates to less risk and a smoother investment profile.

It’s also a sign that Bitcoin is outgrowing its adolescent phase of wild speculative swings and turbulence, and settling into its role as a legitimate member of society and staple of diversified portfolios. It’s time to admit, our baby is fully grown.

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Analyst Says Dogecoin Price Is Entering Expansion Phase – Here’s What It Means https://earlybirdsinvest.com/analyst-says-dogecoin-price-is-entering-expansion-phase-heres-what-it-means/ https://earlybirdsinvest.com/analyst-says-dogecoin-price-is-entering-expansion-phase-heres-what-it-means/#respond Sun, 24 Aug 2025 03:52:08 +0000 https://earlybirdsinvest.com/analyst-says-dogecoin-price-is-entering-expansion-phase-heres-what-it-means/

According to crypto analyst Cas Abbé, Dogecoin’s current movement suggests it is stepping into a new expansion phase after an extended period of accumulation. This development comes after months of relatively muted sentiment with strong price support, which now appears to be forming the groundwork for another strong breakout. Notably, technical analysis of various charts tracking Dogecoin’s hash rate, CVDD levels, alpha pricing, and network stress index provides context to this technical outlook, which might see Dogecoin surge to new price highs.

Signs Of An Expansion Phase In Dogecoin

Taking to the social media platform X, crypto analyst Cas Abbé explained a few reasons as to why the Dogecoin price is about to enter into an expansion phase. The first being that Dogecoin has been trading inside a wide accumulation range in the past few months. This base has been at the $0.20 price level since the beginning of August.

This type of prolonged base-building is mostly always known to precede sharp upward moves, as it reflects the gradual buildup of strong demand. Furthermore, the analyst noted that the current breakout attempts are backed by rising trading volume, which he interpreted as institutional accumulation. This is unlike past Dogecoin bull cycles, which were mostly based on retail hype.

Technical momentum indicators such as the Relative Strength Index (RSI) are currently in a mid-range position, and this means that Dogecoin still has significant room to climb before hitting overbought conditions.

Another factor is the Dogecoin mining hash rate chart. As shown in the image below, the hash rate has been rising massively since the beginning of 2025, showing that network strength has been steadily climbing even during price consolidations and declines.

Historical Patterns Back Expansion Outlook

One of Abbé’s key points is that Dogecoin’s price cycles have consistently followed a similar pattern of long sideways stretches followed by sudden vertical expansions. This cycle structure can be seen in the cumulative value days destroyed (CVDD) chart. As shown in the chart below, Dogecoin’s price action stayed well within its accumulation zones before breaking higher in 2018 and then in 2021.

However, unlike the peaks in 2018 and 2021 where on-chain metrics were overheated, current conditions are calm, which shows more of genuine accumulation rather than profit-taking and distribution.

The expansion phase is not about short-lived spikes but rather the start of a new directional trend that could redefine Dogecoin’s price structure. Although the analyst did not define a price target, technical analyses from other analysts point to price predictions that will take the Dogecoin price well above its 2021 peak of $0.7316 into the $1 threshold and beyond. A similar analysis by crypto analyst Javon Marks points to a Dogecoin price target of $1.25.

At the time of writing, Dogecoin is trading at $0.237, up by 9.5% in the past 24 hours.

Featured image from Unsplash, chart from TradingView

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Here's What the Latest Social Security Trust Fund Update Means for You https://earlybirdsinvest.com/heres-what-the-latest-social-security-trust-fund-update-means-for-you/ https://earlybirdsinvest.com/heres-what-the-latest-social-security-trust-fund-update-means-for-you/#respond Mon, 18 Aug 2025 07:46:12 +0000 https://earlybirdsinvest.com/heres-what-the-latest-social-security-trust-fund-update-means-for-you/ Whether you’re retired or still working, it’s important to know where things stand.

When you have a program that’s as popular as Social Security, it’s easy enough for rumors to start flying.

You may, for example, have heard that there’s a new law that eliminates taxes on Social Security. But that’s not true. While the recently passed “big, beautiful bill” comes with a $6,000 tax deduction that will make it so that many Social Security recipients will have the taxes on their benefits fully offset, that doesn’t mean those taxes entirely went away.

Social Security cards.

Image source: Getty Images.

Similarly, you may have read that Social Security is on the verge of going bankrupt. That, too, is not true.

Social Security can’t go bankrupt because it gets most of its funding from payroll taxes. As long as people continue to work, Social Security can continue to collect money it can then use to pay benefits.

But Social Security is facing some serious financial challenges in the coming years. Here’s the latest on what’s going on with the program’s trust funds, and how you could be impacted once they’re out of money.

What are the Social Security trust funds?

Before we talk about what’s happening with Social Security’s trust funds, it’s important to know what they are. Social Security has two trust funds:

  • The Old-Age and Survivors Insurance (OASI) Trust Fund, which pays retirement and survivors benefits
  • The Disability Insurance (DI) Trust Fund, which pays disability benefits

These trust funds can only be used to pay benefits, as well as administrative costs related to Social Security. Any money that’s in those trust funds that isn’t needed immediately is invested in special Treasury bonds.

What’s happening with Social Security’s trust funds?

In the coming years, Social Security expects its costs to exceed its revenue as baby boomers retire in droves. Social Security will be able to rely on its trust funds to keep up with scheduled benefits for a period of time, until those trust funds run out of money.

The latest Social Security Trustees report has the OASI trust fund running out in 2033. At that point, the Trustees think only 77% of benefits will be payable.

Meanwhile, the combined OASI and DI trust funds are expected to run out of money by 2034. At that point, 81% of benefits will be payable.

It’s not clear as to whether Social Security will actually merge both trust funds, and combining them would require lawmaker approval. However, it’s an option.

Either way, though, it seems like Social Security cuts could very well be on the table as early as 2034. That’s a scary thought considering that’s less than a decade away.

Are Social Security cuts guaranteed?

It is not an absolute given that Social Security will be cutting benefits in 2034, or whenever its trust funds are emptied. Thankfully, lawmakers have different options they can look at for preventing a broad reduction in benefits, which is something that would no doubt hurt current and future retirees alike.

However, it’s best to prepare for Social Security cuts in case lawmakers don’t end up stopping them from happening. And your approach to doing so will likely depend on your stage of life.

If you’re retired already, downsizing and cutting spending may be your best bet. If you’re still working, you can prioritize IRA or 401(k) plan contributions, and/or make lifestyle changes to free up money for long-term savings.

Of course, it’s worth noting that the timing of Social Security’s trust funds depletion date could change, depending on how much revenue the program takes in between now and 2034. It’s a good idea to keep tabs on what’s happening with Social Security so you’re able to prepare as best as you can.

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Coinbase Bitcoin Premium Just Turned Red For The First Time Since May — What This Means https://earlybirdsinvest.com/coinbase-bitcoin-premium-just-turned-red-for-the-first-time-since-may-what-this-means/ https://earlybirdsinvest.com/coinbase-bitcoin-premium-just-turned-red-for-the-first-time-since-may-what-this-means/#respond Fri, 01 Aug 2025 10:54:14 +0000 https://earlybirdsinvest.com/coinbase-bitcoin-premium-just-turned-red-for-the-first-time-since-may-what-this-means/

Coinbase’s Bitcoin premium has dropped into negative territory for the first time since May. This development is bearish for the flagship crypto as it suggests that demand from the U.S. may be waning. 

Coinbase Bitcoin Premium In The Red

CryptoQuant data shows that the Coinbase Bitcoin Premium Index is at -0.00254829, marking the first time it has been in the red since May 29, when it was at -0.01626105. This Index tracks the difference between the Bitcoin price on Coinbase and the Bitcoin price on Binance. It is also used to gauge the spot demand for BTC from institutional and retail investors in the U.S. 

Related Reading

As such, this development suggests that the demand for BTC among U.S. investors is currently low. This is significant considering that Bitcoin rallies to new highs have coincided with the Coinbase premium being in positive territory. This highlights how much demand from the U.S. contributes to BTC’s uptrend. 

In recent times, this demand has mainly come from the Bitcoin ETFs, with Coinbase acting as a custodian for eight out of the eleven spot BTC funds. Notably, the drop in the Coinbase Bitcoin premium coincides with the drop in the net inflows and increase in outflows from these funds. 

Bitcoin
Source: CryptoQuant on X

SoSo Value data shows that these funds recorded net outflows of $114.83 million on July 31. Before now, they had also gone on a 3-day streak of consecutive net outflows between July 21 and 23. This indicates a wave of profit-taking among these investors, especially following the recent Bitcoin rally to a new all-time high (ATH) of $123,000. 

In an X post, CryptoQuant also confirmed this wave of profit-taking. The platform revealed that Bitcoin just saw its third major profit-taking wave of this bull run. Realized profits spiked to between $6 and $8 billion in late July, similar to March and December 2024 peaks. CryptoQuant added that it was new whales who led the selling above $120,000. 

New Investor Dominance Is Growing With Market In Stable Condition

In a CryptoQuant on-chain analysis, analyst Axel revealed that new investor dominance is growing and that the market is still stable in this late Bitcoin bull cycle phase. He alluded to the demand and supply between new and old investors metric and noted that the peaks of 64% in March 2024 and 72% in December 2024 coincided with local price maximums. 

Related Reading

The analyst noted that during those periods, the influx of new liquidity into Bitcoin was exhausted, and old holders began actively taking profits. However, this time is different, as the current value of the demand and supply between new and old investors is 30%, which is only half of the overheated levels. 

Axel added that the trend is directed upward as the cumulative activity of young coins has been steadily growing since July 2024. The analyst remarked that this indicates that a notable layer of new buyers is entering the Bitcoin market. Meanwhile, pressure from the old holders is not yet critical. 

At the time of writing, the Bitcoin price is trading at around $115,550, down in the last 24 hours, according to data from CoinMarketCap.

Bitcoin
BTC trading at $114,152 on the 1D chart | Source: BTCUSDT on Tradingview.com

Featured image from Pixabay, chart from Tradingview.com

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Ethereum Validator Exit Queue Explodes To 521,000 ETH ATH, What This Means https://earlybirdsinvest.com/ethereum-validator-exit-queue-explodes-to-521000-eth-ath-what-this-means/ https://earlybirdsinvest.com/ethereum-validator-exit-queue-explodes-to-521000-eth-ath-what-this-means/#respond Sat, 26 Jul 2025 01:28:22 +0000 https://earlybirdsinvest.com/ethereum-validator-exit-queue-explodes-to-521000-eth-ath-what-this-means/

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure

Ethereum staking validator Everstake has announced that the validator exit queue has reached its highest point in one year. The expert further explained why this development might be a positive for the ETH ecosystem

Ethereum Validator Exit Queue Reaches New High

In an X post, Everstake stated that the Ethereum validator exit queue has reached its highest level in over a year, representing approximately 520,000 ETH, which is equivalent to $1.9 billion at current prices. The validator noted that this queue will take around 19 days to fully clear. He further explained that this exit queue tracks how many validators are leaving Ethereum’s staking system

This typically raises concerns about a huge sell-off being imminent from these validators. However, Everstake assured that the surge in the validator queue is not a sign of fear or collapse. Instead, the expert claimed that it is a shift, whereby these validators are more likely to exit and restake, optimize, or rotate operators than leave the ETH ecosystem. 

Meanwhile, Everstake admitted that there is still the possibility that these validators may want to lock in profits, especially seeing as the Ethereum price just recently surged to a six-month high. He noted that it is natural to assume that some stakers are preparing to sell, which could create short-term sell pressure and potentially cause ETH to correct.  

Ethereum
Source: Everstake on X

However, on the other hand, the validator remarked that Ethereum is seeing record ETF demand, with billions of dollars in net flows since the beginning of this month. As such, BlackRock, Fidelity, and other ETH ETF issuers could match this potential sell pressure with similar buying pressure. 

Everstake also declared that this development with the validator exit queue is a “sign of health” and the freedom to move. He claimed that activity like this shows how mature ETH staking has become, with the protocol doing what it was designed to do. He added that this is what decentralization looks like. 

ETH ETFs Record Inflows For 15 Consecutive Days

SoSo Value data shows that the Ethereum ETFs have now recorded 15 consecutive days of net inflows. This follows the net inflow of $231.23 million that they recorded on July 24. These funds currently hold $20.70 billion in net assets, representing 4.59% of Ethereum’s market capitalization

The significant inflows into these funds support Bitwise CIO Matt Hougan’s theory that ETH will soon witness a demand shock. He stated that this demand will come from the ETFs and corporate treasuries, predicting that they could purchase up to $20 billion of ETH in the next year.

At the time of writing, the Ethereum price is trading at around $3,630, up over 1% in the last 24 hours, according to data from CoinMarketCap.

Ethereum
ETH trading at $3,738 on the 1D chart | Source: ETHUSDT on Tradingview.com

Featured image from Getty Images, chart from Tradingview.com

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Ethereum Binance Reserves At New High As Dominance Grows — What This Means For Price https://earlybirdsinvest.com/ethereum-binance-reserves-at-new-high-as-dominance-grows-what-this-means-for-price/ https://earlybirdsinvest.com/ethereum-binance-reserves-at-new-high-as-dominance-grows-what-this-means-for-price/#respond Mon, 21 Jul 2025 00:23:26 +0000 https://earlybirdsinvest.com/ethereum-binance-reserves-at-new-high-as-dominance-grows-what-this-means-for-price/

Ethereum has revived a long-lost faith in its investors following its recent impressive price action, which saw the altcoin reclaim the $3,000 level. While the ETH token is still a fair distance from its all-time-high price, the “king of altcoins” has started to reclaim its somewhat lost reputation in the crypto market. 

While the Ethereum price has somewhat slowed this weekend, the second-largest cryptocurrency has managed to hang around the $3,600 level. However, the latest on-chain data has cast doubt on the capacity of the ETH token to continue its bullish rally in the coming days.

Ethereum’s Binance Reserve Hits New High 

In a Quicktake post on the CryptoQuant platform, CryptoOnchain revealed that Ethereum recently hit its highest reserve level on the world’s largest cryptocurrency exchange by trading volume, Binance.

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This on-chain observation was based on the Exchange Reserve metric, which measures the total amount of Ether tokens being held in wallets on a crypto exchange (Binance, in this case) at a given time. It also gives an insight into the netflow into these Binance wallets.

When inflows overshadow the outflows, the Binance Ethereum reserve increases, meaning there is more ETH token on the exchange. On the other hand, more outflows compared to the inflows means the exchange reserve decreases. 

Ethereum
Source: CryptoQuant

According to the analyst, the last time the Binance Ethereum reserves hit a new high was in November 2022. This latest occurrence indicates increased strength in exchange activity over the past weeks.

CryptoOnchain further explained that while this increased activity might mean potential selling pressure for the cryptocurrency, the context suggests that the opposite is the case. With the Ethereum price experiencing its bullish rally, this growth in market participation could be a result of renewed bullish sentiment.

ETH Dominance Regains Lost Ground

CryptoOnchain also reported that Ethereum’s dominance is reaching levels it had previously lost in its periods of poor performance. 

The relevant on-chain indicator here is the Market Cap ETH Dominance, which measures the percentage of Ethereum’s market capitalization compared to other cryptocurrencies’ market capitalization. This indicates Ethereum’s share in the overall crypto market, and is usually represented in a Renko chart.

The Renko chart shared by the analyst reflects a “strong bounce” from the critical 8% support zone, as it heads towards 11.2%.

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The online pundit further explained that with a notable divergence seen on the Moving Average Convergence Divergence (MACD), this strength could mean growing Ethereum leadership as Bitcoin’s momentum cools. CryptoOnchain, however, expects this growing dominance to face resistance around the 14% level.

If Ethereum’s dominance holds, and its price manages to stay above $3,500, there might be further upside movement. The analyst, however, preached caution in market involvement as Ethereum approaches the aforementioned resistance, which might cause possible short-term corrections.

As of this writing, Ethereum is valued at about $3,655, reflecting a 1.5% increase in the past 24 hours.

Ethereum
The price of ETH on the daily timeframe | Source: ETHUSDT chart on TradingView

Featured image from iStock, chart from TradingView

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What ISO 20022 Means for Blockchain and Payments? https://earlybirdsinvest.com/what-iso-20022-means-for-blockchain-and-payments/ https://earlybirdsinvest.com/what-iso-20022-means-for-blockchain-and-payments/#respond Tue, 15 Jul 2025 12:48:39 +0000 https://earlybirdsinvest.com/what-iso-20022-means-for-blockchain-and-payments/

ISO 20022 is the relevant standard for blockchain. However, ISO 20022 crypto has not yet been fully established. Currently, traditional financial environments dominate, and business applications often focus on utilizing blockchain technology for data exchange and workflow automation across industries. The ISO 20022 standard can also be applied to blockchain to develop solutions aligned with existing financial messaging protocols. This will drive blockchain’s widespread adoption, replace traditional banking credit practices, streamline cross-border transactions, and improve digital asset management.

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Understanding ISO 20022 

ISO 20022 is a modern standard that details the creation of messages for use in the financial services sector in a particular country or region. It replaces older financial system messaging standards like SWIFT MT messages. The standard encompasses multiple industries and businesses, such as payments, securities, credit cards, and foreign exchange. By adopting ISO 20022, financial institutions can achieve greater efficiency, reduce operational risks, and enhance the quality of data.

ISO 20022 supports messages with larger volumes of sensitive financial data, improving security and reducing transaction errors. This reduces discrepancies, speeds up balance checks, and increases tracking of transactions, which enhances efficiency in the world of finance.  

What is the ISO for blockchain?  

Although ISO 20022 crypto is primarily designed for traditional environments, its concepts can enhance blockchain technology by improving data exchange and interoperability. Integrating ISO 20022 with blockchain platforms enables the development of solutions aligned with existing financial messaging systems, increasing the acceptance of blockchain-based financial services.

Financial institutions worldwide are beginning to see benefits from ISO 20022-compliant blockchains. They can now comply with ISO standards, which allows less friction in international monetary transactions and ensures regulatory adherence and more effective payment processing in real-time.  

ISO 20022 in Blockchain  

Blockchain-based decentralized solutions are increasingly adopted in banking and finance due to their security, transparency, and efficiency. The decentralization of a distributed ledger as the main feature of the blockchain is supposed to lead to the transformation of system operations, namely, introduction of more safety, transparency, and efficiency. On the other hand, the consolidation of ISO 20022 to blockchain platforms can act as the “gateway”, which enables traditional finance systems and blockchain networks to communicate in a more standardized way, and thus easier. 

Interoperability with blockchain improves as financial services seamlessly communicate with the infrastructure through blockchain-based applications, allowing institutions to adopt cryptocurrency assets without major technical barriers or regulatory pushback.

ISO 20022 adoption can enhance cross-border transactions. Financial message transmissions are very slow today and are often useless because they are incomplete. The standardization of messages under ISO 20022 eliminates the need for several middlemen, which is compatible with blockchain, making transactions directly between users.  

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ISO 20022 Blockchain Integration  

The integration of ISO 20022 in blockchain guarantees that blockchain transactions are approved by financial institutions. This makes international payments and financial activities as simple as possible. The Swiss Interbank Clearing (SIC) system has embraced an ISO 20022-compliant program for clearing services, which joins traditional financial systems with blockchain.

Financial institutions are adopting ISO 20022-compliant blockchains to simplify cross-border transactions, reduce costs associated with outdated financial infrastructures, and provide businesses with real-time payment processing while maintaining security, speed, and regulatory compliance.

Challenges in Integrating ISO 20022 with Blockchain 

Overcoming these challenges requires collaboration among financial institutions, blockchain developers, and regulators. Organizations are also able to make certain that the adoption of ISO 20022 does not undermine the usefulness of blockchain by setting standard procedures for blockchain transactions. 

  • ISO 20022 and Cryptocurrency  

Cryptocurrencies like XRP, Cardano (ADA), Stellar (XLM), Algorand (ALGO), IOTA (MIOTA), Hedera HashGraph (HBAR), and Quant (QNT) appear non-ISO 20022 compliant. However, by adopting the standard, they can significantly improve international financial relations and streamline cross-border crypto transactions efficiently. This adoption enhances the acceptance of cryptocurrencies in global financial markets, ensuring smoother integration with traditional financial systems.

Many cryptocurrency projects are either conducting or considering implementation of the ISO 20022 messaging standards. A good example of this is Ripple’s platform, which facilitates cryptocurrency transactions for blockchain providers adhering to the ISO 20022 standard. With this approach, Ripple attracts financial institutions that have integrated blockchain, ensuring they receive adequate services without financial messaging issues. This allows institutions to avoid inefficiencies, security risks, and additional costs associated with traditional financial transactions, enhancing overall operational effectiveness.

Thanks to the blockchain technique, digital assets and cross-border financial operations, however, are going to be as convenient as the actual examples of efficient, secure, and flexible finance applications.

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  • Blockchain And ISO 20022 Compliance  

To achieve compliance with ISO 20022 in blockchain, it is necessary to ensure that blockchain platforms can construct and receive messages in the ISO 20022 format. One of the requirements for blockchain solutions that intend to interface with the usual financial setups is to make sure that the transactions that take place on the blockchain can be assimilated by the existing financial systems. It is worth mentioning that, although blockchain platforms can comply with ISO 20022 messaging standards, the blockchain protocol itself is not compliant.

However, blockchain networks can still interact with each other through ISO 20022-compliant messages. there is additional processing to be done to incorporate such messages into the traditional financial services architecture. Organizations need to invest in such systems to help traditional financial institutions and the blockchain interface.

  • Implications for Cross-Border Payments  

Both international and local cross-border payments will improve dramatically with the implementation of ISO 20022, as it allows for more advanced data block structures to aid communication. Moreover, this implementation not only makes international transactions clearer and more efficient, but it also decreases the chances of errors occurring. Consequently, when blockchain technology adopts ISO 20022, it seamlessly enhances cross-border payments, saving time and money in transactions.

Blockchain ISO 20022 enables the processing of complex, multi-dimensional analytical tasks, including fraud detection, prevention, and tailored solutions compatible with any merchant. This expands the capabilities of international payment processing systems, ultimately achieving a transparent, secure financial transaction model that aligns with regulatory practices and global financial institutions’ expectations.

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  • Challenges and Considerations  

Implementing ISO 20022 on the blockchain faces some difficulties, but it is beneficial for the whole world. Merging the old and the new system will be a problem. Privacy and data security are also huge concerns. Blockchain adoption requires finding common ground between blockchain networks and the financial system, as both are decentralized

Final Words  

ISO 20022 and blockchain technology are the new ventures in payments now. The successful integration of ISO 20022 with blockchain can enhance financial interoperability, security, and efficiency. However, overcoming regulatory and technical challenges is essential for its widespread adoption. The ISO 20022 integration challenges have to be tackled to reach their maximum risk. While the finance sector changes, the collaboration between ISO 20022 and blockchain will take the global payments system to the next level.

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*Disclaimer: The article should not be taken as, and is not intended to provide any investment advice. Claims made in this article do not constitute investment advice and should not be taken as such. 101 Blockchains shall not be responsible for any loss sustained by any person who relies on this article. Do your own research!

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Bitcoin Investor Sentiment Back To ‘Very Bullish’ — What This Means https://earlybirdsinvest.com/bitcoin-investor-sentiment-back-to-very-bullish-what-this-means/ https://earlybirdsinvest.com/bitcoin-investor-sentiment-back-to-very-bullish-what-this-means/#respond Sat, 05 Jul 2025 18:10:32 +0000 https://earlybirdsinvest.com/bitcoin-investor-sentiment-back-to-very-bullish-what-this-means/

The Bitcoin price action was largely sideways rather than strongly bullish for most of June. As of early July, the flagship cryptocurrency has maintained its movements around $108,000 – $110,000 region. While Bitcoin still retains its bullish market structure, recent on-chain data calls for a level of caution when investors are looking for opportunities in the market. 

Bitcoin Sentiment Recovers From Bearish 

In a July 4 post on the social media platform X, crypto analytics firm Alphractal revealed that the Bitcoin investor sentiment is “very bullish.” This on-chain observation is based on the Alpha Crypto Sentiment Gauge metric. 

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As its name suggests, the indicator evaluates the emotions of investors in the market, ranging from extreme fear to euphoria. These emotions are represented as color-coded interpretations, usually in red, yellow, light green, and dark green, and these further represent investor sentiment ranging from bearish to very bullish.

Bitcoin
Source: @Alphractal on X

In the chart shared by Alphractal above, the appearance of a dark green colour signals that the market sentiment is “very bullish” at the moment.

Prior to their July 4 post, Alphractal reported in a June 23 post that the market sentiment was flashing bearish signals. In the post on X, the analytics firm warned that the bears could be in trouble. Interestingly, the bears were indeed in trouble, as Bitcoin picked up more buying momentum, consequently liquidating several bearish positions.

However, Alphractal explained that sighting green does not necessarily mean the market may be at a top. Instead, it signals that euphoria is taking over the market, which, according to the analytics firm, unlocks a wave of opportunities for Bitcoin buyers.

Alphractal said:

On the other hand, red zones are usually short-lived, but offer exceptional buy opportunities — like no other indicator can.

As the market displayed, the bearish signal interpreted from the Sentiment Gauge eventually provided more buying opportunities. Growing market euphoria is not the only meaning that can be derived from a green signal in the market. It could also serve as a warning for potential overconfidence in the market as Bitcoin continues to gain value. 

If history is anything to go by, the market could experience rapid price expansions and an increase in investor risk-on approach. On the other hand, the “very bullish” sentiment could also precede sharp corrections, especially if fueled by crowd emotion, rather than market fundamentals. Whether this green sentiment signals the next price leg up, or the establishment of a market top is yet to be known — as a result, traders are advised to remain alert. 

Bitcoin Price At A Glance 

After its early show of strength on Thursday, Bitcoin has lost nearly 2% of its value in the past 24 hours. As of this writing, the premier cryptocurrency is valued at about $107,754. 

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Bitcoin
The price of BTC on the daily timeframe | Source: BTCUSDT chart on TradingView

Featured image from iStock, chart from TradingView

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