mainstream – Earlybirds Invest https://earlybirdsinvest.com Latest Crypto News Fri, 18 Jul 2025 19:17:36 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.7 https://i0.wp.com/earlybirdsinvest.com/wp-content/uploads/2024/12/cropped-New-Project-2024-12-17T235703.455.png?fit=32%2C32&ssl=1 mainstream – Earlybirds Invest https://earlybirdsinvest.com 32 32 240146708 Bitcoin Goes Mainstream With Massive Accumulations From Public Firms – Here’s How Many https://earlybirdsinvest.com/bitcoin-goes-mainstream-with-massive-accumulations-from-public-firms-heres-how-many/ https://earlybirdsinvest.com/bitcoin-goes-mainstream-with-massive-accumulations-from-public-firms-heres-how-many/#respond Fri, 18 Jul 2025 19:17:35 +0000 https://earlybirdsinvest.com/bitcoin-goes-mainstream-with-massive-accumulations-from-public-firms-heres-how-many/

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure

With its recent powerful move to a new threshold, Bitcoin seems to be taking over the market, attracting a notable wave of investors, both institutional and retail investors. BTC’s presence at the institutional level has seen sharp growth as publicly traded companies acquire the crypto king at a massive scale.

Public Companies Embrace Bitcoin Strategy

Bitcoin has evolved from a mere digital asset to a highly sought-after mainstream asset in the cryptocurrency and financial sectors. Presently, BTC is taking over the spotlight as many well-known publicly traded companies have shown significant interest in the flagship asset.

What was previously the purview of early adopters and tech-savvy investors is now being adopted by corporate giants in an effort to gain a strategic advantage in the rapidly changing financial world. Brian Harrod of The Harrod Report has taken to the X platform to outline the number of public companies holding BTC in large chunks.

In the X post, Harrod shared a report from Bitwise, a leading asset manager, which shows that publicly traded companies that have now added BTC to their holdings have reached a total of 125. This growing wave of institutional adoption reflects a robust conviction in the crypto king, as businesses view BTC not just as a speculative asset, but a hedge against inflation and global printing.

Data shows that these prominent corporate firms have accumulated a cumulative supply of 847,000 BTC, valued at approximately $91 billion at current price levels. The significant accumulation of these companies underscores the expanding role of institutions in the broader market.

BTC’s price has responded notably to the ongoing development, surging to a new all-time high. According to Harrod, analysts believe that this rising demand among corporate giants, coupled with a more transparent regulatory environment, has been the main driver of BTC’s latest leg up. However, they also warned that the sharp price movements still present hazards for novice investors.

With many companies adding Bitcoin to their balance sheets, the flagship asset’s price and its market value have increased sharply, surpassing that of Amazon. BTC is now ranked the fifth-largest asset behind Gold, NVIDIA, Apple, and Microsoft, in the world by market cap after dethroning Amazon.

Strategy Still Leading The Charge

The chart shows that Michael Saylor’s Strategy is still leading the charge,  followed by MARA Holdings, Twenty One, Riot Platforms, and Mateplanet. Strategy’s position at the top underscores the company’s unwavering trust in Bitcoin’s long-term prospects.

Michael Saylor, the co-founder of Strategy, recently reemphasized his belief in BTC in a recent post on X. According to the chairman, the only thing better than Bitcoin in the past five years is more Bitcoin.

His audacious Bitcoin wager has turned out to be one of the most successful investments of the last five years. Saylor highlighted that the firm’s stock has seen a 3,588% return since adopting a BTC standard in 2020.

Bitcoin
BTC trading at $119,727 on the 1D chart | Source: BTCUSDT on Tradingview.com

Featured image from Pixabay, chart from Tradingview.com

Editorial Process for bitcoinist is centered on delivering thoroughly researched, accurate, and unbiased content. We uphold strict sourcing standards, and each page undergoes diligent review by our team of top technology experts and seasoned editors. This process ensures the integrity, relevance, and value of our content for our readers.

]]>
https://earlybirdsinvest.com/bitcoin-goes-mainstream-with-massive-accumulations-from-public-firms-heres-how-many/feed/ 0 48376
Survey finds gaps in mainstream Bitcoin coverage, leaving institutional investors exposed https://earlybirdsinvest.com/survey-finds-gaps-in-mainstream-bitcoin-coverage-leaving-institutional-investors-exposed/ https://earlybirdsinvest.com/survey-finds-gaps-in-mainstream-bitcoin-coverage-leaving-institutional-investors-exposed/#respond Tue, 08 Jul 2025 23:31:51 +0000 https://earlybirdsinvest.com/survey-finds-gaps-in-mainstream-bitcoin-coverage-leaving-institutional-investors-exposed/

A second-quarter survey of 18 mainstream news outlets logged 1,116 Bitcoin (BTC) stories and measured sentiment at 31% positive, 41% neutral, and 28% negative, according to Bitcoin analysis firm Perception.

The data reveal a significant gap between finance-focused media that cover the market extensively and legacy publications that rarely address it.

Sparse coverage

Perception counted two Bitcoin articles in The Wall Street Journal, 11 in the Financial Times, and 11 in The New York Times. These totals trailed every finance-oriented title in the sample and even lagged mid-tier general outlets. 

Audiences that rely on these newspapers for market intelligence received almost no information on an asset that outperformed broad indexes again in the quarter. The report referred to this mismatch as an “editorial blind-spot risk” because institutional investors may base their portfolio decisions on incomplete information.

High-volume business channels drove the most constructive coverage. Forbes produced 194 Bitcoin stories with a positive-to-negative ratio of roughly 1.8:1. At the same time, CNBC published 141 items at 2.5:1; and Fortune filed 117 pieces that leaned modestly positive.

These outlets focused on adoption metrics, exchange-traded funds (ETFs), treasury allocations, and mining economics, presenting Bitcoin as a viable macro asset rather than a novelty.

Negative framing clustered elsewhere. The Independent ran 45 stories with a 2.3:1 negative tilt, while Fox News and Barron’s delivered smaller volumes but similar skepticism, focusing on crime, cybersecurity breaches, and price volatility. 

Perception grouped coverage into three narrative blocs: enthusiastic adoption (Forbes, CNBC), willful minimalism (WSJ, FT, NYT), and persistent skepticism led by traditional general interest outlets.

Information asymmetry

According to the report, the divergence matters because large-cap digital assets now trade with liquidity comparable to some G-10 currencies, and exchange-listed spot ETFs cleared record volumes during the quarter. 

Asset managers that monitor only the low-volume publications may miss regulatory developments, fund flow data, and corporate treasury moves that the high-volume cohort documents in near real-time.

The report concluded that the coverage split creates both risk and opportunity: risk for institutions that depend on undersupplied channels and opportunity for readers who follow the outlets that closely track market mechanics. 

With sentiment and story counts quantifiable every quarter, portfolio teams can benchmark media exposure against price action and adjust their information sources accordingly.

]]>
https://earlybirdsinvest.com/survey-finds-gaps-in-mainstream-bitcoin-coverage-leaving-institutional-investors-exposed/feed/ 0 46543
Crypto Goes Mainstream In Belgium As KBC Launches Retail Trading https://earlybirdsinvest.com/crypto-goes-mainstream-in-belgium-as-kbc-launches-retail-trading/ https://earlybirdsinvest.com/crypto-goes-mainstream-in-belgium-as-kbc-launches-retail-trading/#respond Thu, 03 Jul 2025 04:24:35 +0000 https://earlybirdsinvest.com/crypto-goes-mainstream-in-belgium-as-kbc-launches-retail-trading/

Trusted Editorial content, reviewed by leading industry experts and seasoned editors. Ad Disclosure

Belgium’s KBC Bank is set to open the door to cryptocurrencies for everyday investors. Based on reports from Belga News Agency, the bank will let retail clients buy Bitcoin and Ether through its Bolero platform starting this autumn.

It’s a first for a big Belgian bank. Until now, people in Belgium have had to turn to global players like Coinbase, Binance or neo‑banks such as Revolut and Bunq for crypto access.

Regulatory Nod In Sight

According to De Tijd, KBC is working on getting approval as a digital currency service provider under the EU’s new Markets in Crypto‑Assets (MiCA) rules.

The bank expects a green light from supervisors by this autumn. If all goes well, Bolero users will see a new “Crypto” tab in their accounts where they can pick how much Bitcoin or Ether to buy.

KBC says it’s building in safeguards around security and know‑your‑customer checks to meet rules on anti‑money laundering.

Image: Bryan O'Brien.

Competition And Caution

Other big Belgian banks are watching closely. Belfius has shown interest in adding BTC via its Rebel app, but ING and BNP Paribas Fortis have stayed on the sidelines for now.

Retail investors have been asking their banks to offer crypto services for a while. KBC’s move could spark a wave of similar offers, or it might remain unique if regulators drag their feet.

Total crypto market cap currently at $3.26 trillion. Chart: TradingView

Young Investors Drive Demand

Interest in bitcoin is highest among younger Belgians. A recent survey by the Financial Services and Markets Authority found that 43% of people under 29 already invest in crypto, and that number climbs to 45% for those under 30.

Many say they feel more comfortable trading familiar coins like Bitcoin rather than exploring smaller tokens. KBC hopes these stats will draw more clients to Bolero as it adds the digital currency option.

Pending MiCA approval, KBC plans to roll out its trading feature on Bolero this autumn. Industry observers will be watching to see whether other Belgian banks follow suit or maintain a more cautious stance.

Featured image from Unsplash, chart from TradingView

Editorial Process for bitcoinist is centered on delivering thoroughly researched, accurate, and unbiased content. We uphold strict sourcing standards, and each page undergoes diligent review by our team of top technology experts and seasoned editors. This process ensures the integrity, relevance, and value of our content for our readers.

]]>
https://earlybirdsinvest.com/crypto-goes-mainstream-in-belgium-as-kbc-launches-retail-trading/feed/ 0 45472
Crypto Goes Mainstream in South Korea, Especially for Gen X https://earlybirdsinvest.com/crypto-goes-mainstream-in-south-korea-especially-for-gen-x/ https://earlybirdsinvest.com/crypto-goes-mainstream-in-south-korea-especially-for-gen-x/#respond Tue, 01 Jul 2025 04:14:58 +0000 https://earlybirdsinvest.com/crypto-goes-mainstream-in-south-korea-especially-for-gen-x/

A new report from the Hana Institute of Finance has shown that digital assets have become a common part of personal finances in South Korea.

Among people aged 20 to 50, around 27% now hold some form of cryptocurrency. On average, these assets make up 14% of their total financial holdings.

The report found that people in their 40s were the most involved. About 31% of them owned crypto, followed by 28% of people in their 30s and 25% in their 50s.

What is a MetaMask Wallet? (And How to Use it - Animated)

Did you know?

Want to get smarter & wealthier with crypto?

Subscribe – We publish new crypto explainer videos every week!

Many in their 50s reported investing for long-term goals, 78% said they were building funds, and more than half were planning for retirement.

Most investors were motivated by a mix of reasons. Many said they saw crypto as a way to grow their money, spread out their risk, and follow a savings plan.

Seven in ten said they were likely to increase their crypto holdings. For 42% of them, stronger involvement from regular banks would increase their confidence. Only 35% said legal protections were a top concern.

People’s habits around investing are also shifting. More users buy crypto regularly, with that group growing from 10% to 34%. Mid-term holding periods also went up, from 26% to 47%. Meanwhile, short-term trades became a bit less common.

The way people obtain information is also changing. Fewer rely on advice from friends or online forums. Instead, they use official exchange sites and data tools to make decisions.

Furthermore, six out of ten crypto investors include Bitcoin
BTC


$107,113.87

in their portfolio. However, as users gain experience, they tend to branch out into other digital currencies, such as altcoins or stablecoins.

Recently, a report by Gemini



$238.92M

and Glassnode revealed that centralized treasuries hold 30.9% of all Bitcoin in circulation. What did the report say? Read the full story.

Having completed a Master’s degree in Economics, Politics, and Cultures of the East Asia region, Aaron has written scientific papers analyzing the differences between Western and Collective forms of capitalism in the post-World War II era.
With close to a decade of experience in the FinTech industry, Aaron understands all of the biggest issues and struggles that crypto enthusiasts face. He’s a passionate analyst who is concerned with data-driven and fact-based content, as well as that which speaks to both Web3 natives and industry newcomers.
Aaron is the go-to person for everything and anything related to digital currencies. With a huge passion for blockchain & Web3 education, Aaron strives to transform the space as we know it, and make it more approachable to complete beginners.
Aaron has been quoted by multiple established outlets, and is a published author himself. Even during his free time, he enjoys researching the market trends, and looking for the next supernova.


]]>
https://earlybirdsinvest.com/crypto-goes-mainstream-in-south-korea-especially-for-gen-x/feed/ 0 45086
Repairability is finally going mainstream. Sort of. https://earlybirdsinvest.com/repairability-is-finally-going-mainstream-sort-of/ https://earlybirdsinvest.com/repairability-is-finally-going-mainstream-sort-of/#respond Sun, 01 Jun 2025 10:46:39 +0000 https://earlybirdsinvest.com/repairability-is-finally-going-mainstream-sort-of/

Android & Chill

Android Central mascot

(Image credit: Future)

One of the web’s longest-running tech columns, Android & Chill is your Saturday discussion of Android, Google, and all things tech.

Unfortunately, most people don’t care much about how easy the fancy stuff they buy is to fix. It will break down, go bad, or wear out eventually, so it’s worth thinking about even just a little, but few people do.

I’m not here to change your mind or tell you how to think, but repairability is one of the most important factors for me when it comes to the features of the products I buy. Maybe because I’m good enough at it to be dangerous, or maybe because I’m cheap, but knowing I can fix something at half the cost instead of replacing it is important, even though my favorite phone is impossible to fix. Dammit.

If you’re one of the people who do care about fixing your stuff, you gotta love seeing what’s happening in the world of Bluetooth headphones lately. I’m not talking about improvements in the sound department, though I understand that is getting better, but about how companies are starting to make stuff you can either fix yourself or get someone else to fix for you. Awesome.

Sony’s new WH-1000XM6 headphones (man, these stupid names) are the latest set making a bit of a buzz in the way you want your headphones to make a buzz. As iFixit shows us in a teardown video, screws replace a lot of glue, and everything is laid out so you can get to it without cutting open any plastic.

Sony’s WH-1000XM6 Teardown! A Repair Friendly Upgrade! – YouTube
Sony's WH-1000XM6 Teardown! A Repair Friendly Upgrade! - YouTube


Watch On

It still might look a little confusing once you see all the parts, but compared to the way companies used to bury those parts in glue and plastic, it’s a big change. And it’s a good change — even if you never plan to fix something like a pair of headphones yourself, this will let a qualified technician do it at half the cost. That’s money saved you could spend on other stuff like groceries or weed.

You might think that fixing an old pair of headphones is nothing new, but we’re talking about Bluetooth technology here. You know, with little circuit boards and batteries and ribbon cables. That’s a lot different from your old headset held together with electrical tape and speaker wire. Yeah, I have those, too.

The Fairphone Fairbuds in black with replaceable parts scattered about.

(Image credit: Fairphone)

Even more encouraging is seeing earbuds becoming repairable. I don’t just mean the Fairphone Fairbuds, though they are the ultimate fixable set of buds you can buy. Companies like Sony, PQ, and even Amazon make earbuds that aren’t impossible to crack open and fix once they go bad. When they go bad, because they will.

Unfortunately, we aren’t seeing the same from every company. Apple, Samsung, and Google sell some very recognizable earbuds that a lot of people use with their smartphones. Consider them all to be disposable, because you probably won’t be able to fix them or find someone else who can fix them for less than buying a new pair.

Google Pixel Buds Pro

(Image credit: Ted Kritsonis / Android Central)

Some things aren’t going to become more repair-friendly because of what they are or how they are made. Some shouldn’t be repairable, like things you plug into the wall or a charging cable, because someone somewhere will get hurt trying to mess with them. Someone like me, probably.

In the meantime, seeing more of the stuff we buy when we pick up a new phone, being more friendly when it comes to you and your toolkit, is great. Here’s hoping other companies see the light and get on board.

]]>
https://earlybirdsinvest.com/repairability-is-finally-going-mainstream-sort-of/feed/ 0 39507
USDT supply surpasses $150 billion as stablecoins outpace mainstream giants Visa, PayPal https://earlybirdsinvest.com/usdt-supply-surpasses-150-billion-as-stablecoins-outpace-mainstream-giants-visa-paypal/ https://earlybirdsinvest.com/usdt-supply-surpasses-150-billion-as-stablecoins-outpace-mainstream-giants-visa-paypal/#respond Tue, 13 May 2025 05:37:26 +0000 https://earlybirdsinvest.com/usdt-supply-surpasses-150-billion-as-stablecoins-outpace-mainstream-giants-visa-paypal/

Tether USD (USDT) has surpassed $150 billion in circulating supply amid stablecoins averaging over $521 billion in weekly transfer volumes in 2025,

The metrics posted by the leading stablecoin are well above the combined weekly volumes of Visa and PayPal, which averaged $319 billion and $32 billion, respectively.

Tether described the milestone as the culmination of over a decade of development since its 2014 launch, attributing the growth to global demand for USDT from over 400 million users. 

USDT now represents 63% of the total stablecoin supply, nearly $238 billion as of May 12.

Growing volumes

Artemis data shows the growing dominance of stablecoins in transactional finance. During the week of Jan. 20, stablecoins processed approximately $654.9 billion, exceeding the combined Visa and PayPal volume of $351.2 billion by more than $303.7 billion. 

Other weeks with large spreads included Jan. 13 ($282.1 billion), Jan. 6 ($278.9 billion), Jan. 27 ($266.3 billion), and Feb. 3 ($242.5 billion), demonstrating a consistent margin of leadership during the start of the year.

On average, stablecoins moved $521.3 billion in weekly value throughout 2025, surpassing Visa by 63% and outpacing PayPal by over 1,500%.

The momentum is boosted by traditional financial companies recent push into the stablecoin sector due to expectations of a friendlier regulatory environment under President Donald Trump’s administration.

Adapting to the market

This strong performance comes after stablecoins reached $24.6 trillion in transfer volume last year, surpassing Visa and Mastercard combined volumes by 7.7%.

However, the traditional payments landscape giants are quickly adapting to this new reality and contributing to these developments.

Visa announced a platform to help banks tokenize fiat currencies in October 2024, resulting in more stablecoins. Moreover, the payment firm recently launched stablecoin-powered cards in Latin America.

Meanwhile, Mastercard reported to the US Securities and Exchange Commission (SEC) the tokenization of 30% of its 2024 transactions. Like Visa, Mastercard also announced a card that allows users to make payments with stablecoins.

PayPal launched its stablecoin, the PayPal USD (PYUSD), in August 2023. After surpassing $1 billion in circulating supply in August 2024, PYUSD’s market cap slowly slid below $450 million in December of the same year.

However, PYUSD adoption recently picked up, climbing 95% since February to nearly $930 million as of May 12.

Mentioned in this article
]]>
https://earlybirdsinvest.com/usdt-supply-surpasses-150-billion-as-stablecoins-outpace-mainstream-giants-visa-paypal/feed/ 0 35932
Coinbase makes history with S&P 500 induction, reinforcing crypto’s arrival in mainstream finance https://earlybirdsinvest.com/coinbase-makes-history-with-sp-500-induction-reinforcing-cryptos-arrival-in-mainstream-finance/ https://earlybirdsinvest.com/coinbase-makes-history-with-sp-500-induction-reinforcing-cryptos-arrival-in-mainstream-finance/#respond Tue, 13 May 2025 01:14:58 +0000 https://earlybirdsinvest.com/coinbase-makes-history-with-sp-500-induction-reinforcing-cryptos-arrival-in-mainstream-finance/

Coinbase has become the first and only crypto company to be added to the S&P 500, marking a historic milestone for both the digital asset sector and traditional financial markets.

Coinbase CEO Brian Armstrong confirmed the announcement on social media, declaring the company’s inclusion a validation of the industry’s staying power.

Armstrong wrote:

“Crypto is here to stay.”

Founded in 2012, Coinbase went public in 2021 through a direct listing on Nasdaq and has since grown into the largest US-based crypto exchange.

Despite regulatory challenges and market volatility, the firm has emerged as a symbol of crypto’s maturation and resilience, now earning a place among America’s 500 most valuable publicly traded companies.

The S&P 500 inclusion typically reflects a company’s consistent profitability, market capitalization, and liquidity, and often leads to increased investor exposure through index-tracking funds.

Coinbase’s addition follows a period of robust performance, including improved earnings and renewed institutional interest in digital assets amid rising Bitcoin prices and the growing adoption of blockchain-based financial products.

Coinbase marked the occasion by highlighting the exchange’s long path from fringe technology startup to mainstream financial player, with a post quoting the famous saying:

“First they ignore you. Then they laugh at you. Then they fight you. Then they add you to the S&P 500… Or something like that.”

The milestone also cements the shift in Wall Street’s perception of the crypto industry, with legacy institutions increasingly engaging with blockchain infrastructure, digital custody solutions, and tokenized assets.

Coinbase’s inclusion in the S&P 500 sends a clear message: the digital asset economy is no longer on the margins; it is now part of the financial establishment.

Mentioned in this article
]]>
https://earlybirdsinvest.com/coinbase-makes-history-with-sp-500-induction-reinforcing-cryptos-arrival-in-mainstream-finance/feed/ 0 35896
Nasdaq files to list 21Shares Dogecoin ETF, signaling mainstream crypto acceptance https://earlybirdsinvest.com/nasdaq-files-to-list-21shares-dogecoin-etf-signaling-mainstream-crypto-acceptance/ https://earlybirdsinvest.com/nasdaq-files-to-list-21shares-dogecoin-etf-signaling-mainstream-crypto-acceptance/#respond Tue, 29 Apr 2025 18:07:07 +0000 https://earlybirdsinvest.com/nasdaq-files-to-list-21shares-dogecoin-etf-signaling-mainstream-crypto-acceptance/

Nasdaq has filed a 19b-4 form with the US Securities and Exchange Commission (SEC) to support the listing of a new 21Shares Spot Dogecoin (DOGE) Exchange-Traded Fund (ETF), according to an April 29 filing.

The proposed fund would offer investors passive exposure to Dogecoin’s price without engaging in speculative trading activities like leverage, derivatives, or other financial arrangements.

According to the filing:

“The Trust provides investors with the opportunity to indirectly access the market for Dogecoin through a traditional brokerage account without the potential barriers to entry or risks involved with holding or transferring Dogecoin directly or acquiring it from a Dogecoin spot market.”

Coinbase would serve as the custodian of the 21Shares DOGE ETF assets, while the CF DOGE-Dollar US Settlement Price Index would provide the pricing benchmark.

The exchange emphasized its ability to monitor trading activity and prevent manipulation, citing its membership in the Intermarket Surveillance Group (ISG).

According to the firm, its presence in this group will allow it access to real-time information sharing with other regulated markets, including Coinbase Derivatives.

It added:

“The surveillance program includes real-time patterns for price and volume movements and post-trade surveillance patterns (e.g., spoofing, marking the close, pinging, phishing).”

Meanwhile, the ETF proposal marks a significant step forward for Dogecoin, which began as a joke in 2013 but has since evolved into a serious digital asset. Today, Dogecoin ranks as the eighth-largest digital asset, with a market cap of around $26.5 billion.

Notably, 21Shares is not alone in seeking approval for a Dogecoin-focused product. Grayscale and Bitwise have also filed applications for similar spot Dogecoin ETFs.

This wave of filings signals growing industry confidence that the SEC may soon open the door to a broader range of crypto investment options beyond Bitcoin and Ethereum.

Despite this, crypto bettors on the decentralized prediction platform Polymarket believe there is only a 59% chance that the SEC will approve a Dogecoin ETF before the end of the year.

]]>
https://earlybirdsinvest.com/nasdaq-files-to-list-21shares-dogecoin-etf-signaling-mainstream-crypto-acceptance/feed/ 0 33482
Stablecoins entering mainstream adoption, poised for trillion-dollar market cap by 2030 – Citi https://earlybirdsinvest.com/stablecoins-entering-mainstream-adoption-poised-for-trillion-dollar-market-cap-by-2030-citi/ https://earlybirdsinvest.com/stablecoins-entering-mainstream-adoption-poised-for-trillion-dollar-market-cap-by-2030-citi/#respond Thu, 24 Apr 2025 23:27:27 +0000 https://earlybirdsinvest.com/stablecoins-entering-mainstream-adoption-poised-for-trillion-dollar-market-cap-by-2030-citi/

The stablecoin sector is entering a period of accelerated adoption comparable to the early growth of generative artificial intelligence (AI) tools like ChatGPT and could hit a market cap of over $1.6 trillion by 2030.

According to a new report published on April 24 by Citi Group’s Global Perspectives & Solutions unit, stablecoins are now moving from crypto-centric applications to broader financial and public sector use cases.

The shift is underpinned by increasing regulatory clarity, strong institutional interest, and demand from global markets for US dollar-denominated digital assets. 

The report paralleled the early stages of ChatGPT’s adoption with the current phase of stablecoin growth, framing 2025 as the turning point where they become more integrated with the global economic system.

Under Citi’s bullish scenario, the stablecoin market could hit a combined market cap of over $3.7 trillion by 2030. The current market for stablecoins sits above $230 billion, having grown nearly 30x over the past five years. 

Institutional demand and macro drivers

The Citi report identifies regulatory progress, particularly in the US and Europe, as a key factor enabling stablecoins to expand beyond their original role in crypto trading and DeFi. 

New US legislation introduced in early 2025 aims to establish the legal framework for stablecoin issuance and reserves. Meanwhile, the EU’s Markets in Crypto-Assets (MiCA) regulation has set standards across the bloc.

This regulatory momentum has coincided with demand from emerging markets, where access to dollars is constrained, and from financial institutions exploring stablecoin infrastructure for payments, settlements, and liquidity management. 

The report noted that banks and payment providers are beginning to integrate stablecoins into existing financial systems, removing barriers that once confined stablecoins to crypto-native use. In particular, Citi projected that demand for stablecoins will create a new source of purchasing activity for US Treasuries. 

Issuers backing their tokens with safe, liquid assets could hold more Treasuries by 2030 than any current foreign jurisdiction, adding over $1 trillion to Treasury demand under the bank’s base case.

Use cases expand beyond crypto

While crypto trading remains the largest use case, responsible for up to 95% of current stablecoin volumes, Citi projected growth in areas such as B2B cross-border payments, consumer remittances, and institutional capital markets activity.

Emerging markets such as Argentina, Nigeria, and Turkey are also contributing to the retail adoption of stablecoins, as they serve as a hedge against inflation and currency volatility. Meanwhile, remittance corridors are gradually shifting from traditional channels to stablecoin-enabled flows due to lower costs and faster settlement times.

On the institutional side, major asset managers and fintech firms are piloting stablecoin-based settlements for funds, treasury operations, and liquidity provisioning, reflecting confidence in the infrastructure and regulatory landscape.

Citi compared the potential trajectory of stablecoins to that of the card payment industry, suggesting that while a few dominant issuers may emerge, national players and public-private models are also expected to proliferate. 

This could mirror the rise of regional card networks in countries like Brazil and India, where local regulations support domestic financial sovereignty. The report emphasized the importance of trust, reserve transparency, and user experience in determining which stablecoins achieve mainstream penetration.

It also noted that long-awaited regulatory clarity has removed one of the sector’s largest barriers, enabling incumbents and challengers alike to build services on more predictable legal foundations.

Mentioned in this article
]]>
https://earlybirdsinvest.com/stablecoins-entering-mainstream-adoption-poised-for-trillion-dollar-market-cap-by-2030-citi/feed/ 0 32650