Fannie – Earlybirds Invest https://earlybirdsinvest.com Latest Crypto News Sun, 29 Jun 2025 17:23:06 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.7 https://i0.wp.com/earlybirdsinvest.com/wp-content/uploads/2024/12/cropped-New-Project-2024-12-17T235703.455.png?fit=32%2C32&ssl=1 Fannie – Earlybirds Invest https://earlybirdsinvest.com 32 32 240146708 Fannie Mae and Freddie Mac Told to Consider Crypto in Mortgage Reviews https://earlybirdsinvest.com/fannie-mae-and-freddie-mac-told-to-consider-crypto-in-mortgage-reviews/ https://earlybirdsinvest.com/fannie-mae-and-freddie-mac-told-to-consider-crypto-in-mortgage-reviews/#respond Sun, 29 Jun 2025 17:23:06 +0000 https://earlybirdsinvest.com/fannie-mae-and-freddie-mac-told-to-consider-crypto-in-mortgage-reviews/

Fannie Mae and Freddie Mac have been directed to look into how cryptocurrency might be included when evaluating mortgage applications.

The instruction came from the Federal Housing Finance Agency (FHFA), which oversees both institutions.

In a letter sent on June 25 and later shared on X, FHFA Director William J. Pulte asked the two firms to come up with a proposal for counting certain digital assets as part of a borrower’s reserves. These reserves are used to help measure a person’s ability to repay a mortgage.

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Under this plan, applicants would not have to convert their crypto into US dollars for it to be considered.

Currently, most mortgage providers only accept reserves in traditional cash or easily sold assets. Crypto usually does not qualify unless it has already been exchanged for dollars. Pulte stated that the idea is to assess crypto directly, as long as it meets specific conditions.

According to the letter, only cryptocurrencies stored on US-regulated centralized exchanges will be eligible. These platforms must comply with all relevant laws, and the crypto must be verifiable. Digital assets kept in personal wallets or on overseas exchanges will not be included.

Pulte stated that this decision follows careful study and fits with President Donald Trump’s goal of boosting the country’s position in the global crypto industry. However, the FHFA is not making an immediate policy change.

Meanwhile, Samson Mow, the founder of Jan3, announced plans to expand Bitcoin
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adoption at the national level across Europe. What did he say? Read the full story.

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]]> https://earlybirdsinvest.com/fannie-mae-and-freddie-mac-told-to-consider-crypto-in-mortgage-reviews/feed/ 0 44819 FHFA Head Bill Pulte Orders Fannie Mae, Freddie Mac To Consider Crypto As Mortgage Asset https://earlybirdsinvest.com/fhfa-head-bill-pulte-orders-fannie-mae-freddie-mac-to-consider-crypto-as-mortgage-asset/ https://earlybirdsinvest.com/fhfa-head-bill-pulte-orders-fannie-mae-freddie-mac-to-consider-crypto-as-mortgage-asset/#respond Thu, 26 Jun 2025 02:09:07 +0000 https://earlybirdsinvest.com/fhfa-head-bill-pulte-orders-fannie-mae-freddie-mac-to-consider-crypto-as-mortgage-asset/

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U.S. Federal Housing Finance Agency (FHFA) Director Bill Pulte has ordered Fannie Mae and Freddie Mac to consider ways cryptocurrencies may be used in mortgage risk assessments, a Wednesday order from the FHFA reveals.

FHFA To Consider Crypto As Mortgage Asset, Bill Pulte Says

According to a June 25 X post from Pulte, the two government-sponsored enterprises will prepare a proposal considering “cryptocurrency as an asset for reserves in their respective single-family mortgage loan risk assessments” without first being converted to U.S. dollars.

However, only cryptocurrencies stored on a U.S.-regulated centralized exchange would be considered by the government agency.

“After significant studying, and in keeping with President Trump’s vision to make the United States the crypto capital of the world, today I ordered the Great Fannie Mae and Freddie Mac to prepare their businesses to count cryptocurrency as an asset for a mortgage,” Pulte said.

“Today is a historic day in the cryptocurrency industry and the mortgage industry, whereby Fannie Mae and Freddie Mac are now positioned to involve Cryptocurrencies in Mortgages,” he added. “Thank you President Trump for making the USA the crypto capital of the world!”

Crypto Advocates Celebrate Mainstream Adoption Win

Following the news, several key players across the digital asset industry celebrated the FHFA’s latest move.

Strategy founder Michael Saylor took to social media to praise Pulte’s decision, calling it a “defining moment for institutional BTC adoption and collateral recognition.”

“A truly historic day,” Saylor said. “The U.S. mortgage industry leads—and the global banking system will follow.”

Blockchain real estate company Propy also hailed the FHFA’s crypto consideration, labeling it a “huge step forward for crypto adoption in real estate.”

“Regulators are moving,” a Wednesday afternoon X post from Propy’s official account reads. “Markets are watching.”

With over 55 million Americans owning digital assets, it may only be a matter of time before crypto begins to play a mainstream role in unlocking access to homeownership.


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